home insurance with a conviction
homeprotect provides home insurance for ex-offenders with unspent criminal convictions and can normally provide you with a quick and easy online quote immediately.
- All convictions catered for
- Unique online quote and buy service for Home Insurance with a Conviction
- Online data security provided by Thawte - you can be confident your details are fully encrypted and handled securely by us
- UK helpdesk - with representatives who are 100% professional, confidential and discreet
- Working in association with UNLOCK
- Policies underwritten by AXA, (winner of the 2011 BIA Customer Care Award)
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Criminal convictions home insurance can be difficult to come by when you have unspent criminal convictions, as the vast majority of standard insurers will refuse to give you a quote. You will often be excluded because of an unspent conviction, regardless of whether or not it is relevant to the type of insurance you are trying to buy, and the problems this can cause are considerable.
We believe that having a conviction shouldn’t stop you from protecting your home and belongings. Our award-winning service is perfect for people with convictions.
World class data security - your details are safe with us
Our online quote and buy service is secured by Thawte, part of Verisign and a world leader in online data security. So you can feel totally confident that all information you provide is encrypted and transmitted to us in a secure way. Your privacy is our number one concern, particularly when it involves sensitive information such as criminal convictions. For more information about Thawte and how your information will be protected, please read this article.
Helping people with convictions get covered
If you cannot get house insurance then you are unlikely to be able to secure a mortgage and if your cover is removed when you reveal a conviction to your insurer then you could end up losing your home.
Many people do not realise that they are not just required to disclose their own convictions, but also have a duty to disclose the convictions of anyone living in their household as well. If a member of your family, a friend or even a lodger residing in your home has an unspent criminal conviction then you must tell your home insurance provider as soon as you become aware of the fact. Failure to disclose information when required can jeopardise your cover and compromise any claim you may have to make. It is vital that you take out home insurance convictions cover to properly protect your property.
While most standard insurers will not cover people with unspent convictions, with a homeprotect policy you can get the criminal convictions insurance cover you require with a competitive online quote. We guarantee to treat you with fairness and respect. If you would prefer to speak to someone in person, our representatives will always handle your case with the utmost professional discretion and you can be assured that your enquiry will remain completely confidential.
The policy documents we provide do not include details of your convictions in order to protect your privacy, but written confirmation that your circumstances are covered is available upon request for your peace of mind.We work closely with UNLOCK, the National Association of Reformed Offenders, to ensure that insurance for ex-offenders is always available to those who need it. We have also sponsored the creation of a guide for ex-offenders with unspent criminal convictions and a criminal record disclosure calculator. The guide explains some of the more intricate points about what you need to (and what you do not need to) disclose to insurers, and was produced by UNLOCK, in consultation with the Association of British Insurers. The disclosure calculator establishes when criminal convictions become "spent" under the Rehabilitation of Offenders Act 1974 so that you know when, or if, your conviction needs to be disclosed for insurance or employment.
With homeprotect you can also obtain quotes for CCJs and Bankruptcy home insurance
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