bankrupt, CCJ or IVA
homeprotect can provide insurance for people with Bankruptcy, CCJs or IVAs and will not refuse to quote you because you have an adverse financial history.
- Unique online quote and buy facility for Home Insurance with Bankruptcy
- 97.5% of all circumstances quotable online
- If we cannot quote online, we can usually help over the phone
- Policies underwritten by AXA, (winner of the 2011 BIA Customer Care Award)
- UK team on the end of the phone
|
Bankruptcy insurance is not easy to find with most insurance providers, and you will often find your application rejected if you have a bankruptcy against your name. Bankruptcy can make managing your financial affairs very difficult, limiting your options and preventing you from obtaining credit in the future.
We believe that having a past problem with your finances shouldn't stop you from protecting your home and belongings. Our award-winning service caters for situations like Bankruptcy, County Court Judgements (CCJ) and Individual Voluntary Arrangements (IVA).
IVA Home Insurance
IVA insurance might be required when you enter into an Individual Voluntary Arrangement as an alternative to becoming bankrupt. When you enter into an IVA you must pay an agreed amount to your creditors on a monthly basis until you become debt free (in most cases) within five years. IVAs are legally binding agreements and while they are in force you are likely to have difficulties finding home insurance online, as many other insurers will reject you without hearing your case.
CCJ Home Insurance
CCJ insurance will be required when you have had a County Court Judgement made against you. CCJs can have a number of unforeseen implications that extend beyond simply not being able to obtain credit. When you have CCJs it can harm your ability to find work in certain professions, it can cause you problems when you try to take out home insurance and can in turn cause issues with your mortgage provider. If you are able to repay a sum owed as a result of a CCJ within one month of it being made, then the CCJ will be removed from the CCJ register and can make things much easier.
No matter what type of adverse credit history you might have, it is likely to be harder to find the insurance cover you need. This is not the case with homeprotect. We can deliver competitive insurance for bankrupts, IVA insurance and CCJ insurance. With homeprotect you can be confident that you will be treated fairly and with discretion. We offer specialist home insurance, regardless of what financial misfortune you may have had in the past.
With homeprotect you can also obtain quotes if you have been Refused Home Insurance