Home insurance for unusual or high-risk occupations
homeprotect can offer competitive quotes for 'high risk' occupation home insurance online no matter that other insurers reject you on the basis of your job.
- Unique online quote and buy facility for High Risk Employment Home Insurance
- 97.5% of all circumstances quotable online
- If we cannot quote online, we can usually help over the phone
- Policies underwritten by AXA, (winner of the 2011 BIA Customer Care Award)
- UK team on the end of the phone
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The risk an insurer faces by taking on someone with a high risk or unusual job is that their customer may have impediments to paying their insurance premium and/or the related risk to the property may increase due to the nature of the job. This is not the attitude adopted by homeprotect. We believe in making high risk occupation home insurance available to all where it is required. We won’t exclude people just because their jobs are slightly outside the norm.
High risk insurance may also be applicable to individuals that may on occasion have high value items at their properties, for example Jewellers, or to people that have jobs that may give them access to large sums of money, for example Turf Accountants. Mainstream insurance providers may also classify Child-minding as a high risk occupation; this is due to the fact that children other than those normally resident at the property will often spend a lot of time at the policy holders’ residence and this can incur additional risk of lost and/or damaged property.
We aim to deliver affordable high risk home insurance to everyone with circumstances other insurers might consider to be high risk and deliver the cover people need to keep their property safe and secure.
With homeprotect you can also obtain quotes if you require unemployed home insurance