shared accommodation insurance

homeprotect can offer competitive quotes for house share home insurance online, even when you live in shared accommodation

  • Unique online quote and buy facility for Shared Occupancy Home Insurance
  • 97.5% of all circumstances quotable online
  • If we cannot quote online, we can usually help over the phone
  • Covering all types of shared living situations
  • Lodgers and housemates covered
  • Policies underwritten by AXA, (winner of the 2011 BIA Customer Care Award)
  • UK team on the end of the phone
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Sharing a property with anyone other than your immediate family can make getting house share insurance a difficult task. Though sharing with strangers might not increase the chances of damage occurring (though it often does), it will certainly increase the chances of loss resulting from theft. Obviously it isn’t nice to mistrust everyone just because they aren’t related to you but, unfortunately, it is the position most insurers have learnt to take after years of experience paying out claims for stolen belongings.

We believe that living in a shared home shouldn't stop you protecting your belongings. Our award-winning service is designed for all types of shared living, including lodgers, bed sits, student accomodation and shared houses.

0845 155 1944
Open 9am - 8pm (Mon-Fri) & 10am - 5pm (Sat)

You have to be prepared to depend on the kindness of strangers when moving into shared accommodation, but your current insurer probably will not. Your insurer doesn’t have to trust you either, so you can understand if they won’t take your word for it when you tell them your new flatmate “seems like a nice enough person”. But that isn’t the case with homeprotect, we can offer you house share contents insurance regardless of how nice (or unpleasant) your flatmates might seem.

With homeprotect you can get a competitive online quote for shared home insurance no matter who you might be living with or what type of accommodation you might be living in. Whether you are in an HMO (Houses in Multiple Occupation) or any other type of shared accommodation, and whether you have a single room or a whole floor to yourself, sharing shouldn’t be a reason to stop you getting the insurance you need. We provide home contents insurance for all shared occupancy situations.

With homeprotect you can also obtain quotes if you require students contents insurance


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homeprotect is a registered trademark and trading style of Avantia Insurance Ltd which is authorised and regulated by the Financial Services Authority (FSA Register Number 304432).