Peter, a property owner of a 16th century half timbered property near Shropshire, found that because he lived within 200 meters of a river, which had never been flooded in his twelve years of residency at his home, he was refused property insurance from his insurer.
“I was given no explanation as to why they refused to insure me this year and was left quite bewildered as to the next steps to take. Researching the Internet using comparison sites I found out of 64 companies, homeprotect was the only insurer which would cover my property”, he comments
“It is hugely frustrating, particularly as having checked local flood records for the area, I discovered my property is outside of the flood plain. Despite the fact my property has never been flooded, I am being penalised by the postcode I live in which seems very unfair. Had I not found homeprotect to offer me insurance, I am at a loss as to what I could do next”, he concludes.
homeprotect is a specialist insurance broker which can provide immediate online home insurance for properties in a flood risk area or which have previously suffered from flooding.