No, the only items you need to specify on your policy for cover within your home are items worth £1,500 or more each, if they are classed as “high risk” which are:

  • Clocks
  • Coin collections
  • Furs
  • Gold, silver and other precious metals (including plated items)
  • Guns
  • Jewellery and watches
  • Medals
  • Medical equipment (including hearing aids)
  • Ride on or robotic lawnmowers
  • Stamp collections
  • Wheelchairs or mobility scooters
  • Works of art

Please also specify any mobile phones, smart phones, laptops, tablets and pedal cycles worth £1,500 or more.