The cost of business insurance can vary depending on the type of cover that you need. As with other home insurance quotes, your premium is determined by the answers you supply surrounding your personal circumstances, your property, the nature of your work and your claims history, among other things.

You should also consider whether you require:

• Professional indemnity insurance.
• Public liability insurance.
• Employer’s liability insurance.
• Business buildings insurance.
• Insurance for stock and/or tools.