We need to know where your belongings are kept in order to provide the right amount of cover for you. For example, if the property that you live in has a history of flooding, or it is a listed building and therefore has no window locks, then the risk of your belongings being damaged or stolen is higher; therefore we need to know all about the building to properly cover your belongings. Having an accurate level of cover means that, if the worst happens, your claim is more likely to be paid out in full.