Airbnb insurance FAQs

Answers to your questions about home insurance for Airbnb hosts
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How does my home insurance work with Airbnb?

Do I need home insurance given there is the Airbnb Host Guarantee?

Will my home insurance be invalid if I start letting out rooms on Airbnb?


How does my home insurance work with Airbnb?

HomeProtect home insurance policies are available to homeowners who are Airbnb hosts. Just let us know this by selecting, “Bed & breakfast guests” amongst the answers you give to the question “Who lives at the property?” when you get an online quote.

Do I need home insurance given there is the Airbnb Host Guarantee?

As Airbnb says, “The Host Guarantee should not be considered a replacement or stand-in for homeowners or renters insurance,” and it does not cover communal areas of your property. Home insurance protects your property against a wide range of risks, giving you peace of mind that you’re covered should the unthinkable happen.

Will my home insurance be invalid if I start letting out rooms on Airbnb?

Probably, if yu don't tell your insurer. Your home insurance provider will have taken a number of risk factors into account when calculating your premium such as the location of your property, its rebuild cost, the value of your home’s contents, and how many people live there. Airbnb rentals change these details and introduce different risks, and that’s why you need to let your insurer know that you’ve become an Airbnb host.


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Satisfied customers

I needed a fast replacement for my home insurance as the previous provider would not underwrite airbnb; I found the HomeProtect website offered the best, most competitive package with the minimum of fuss and maximum of flexibility. It was very easy to buy the new policy and I was very happy with the attitude of the agent and the speed of the satisfactory outcome; thoroughly recommended. Trustpilot, 11 July 2017
I was looking for something very specific - insurance for my flat to cover my renting it out from time to time through Airbnb. Home Protect were efficient, helpful and cost-effective. Trustpilot, 21 February 2017
HomeProtect provided us with a simple answer to setting up our bed and breakfast insurance. Other companies were difficult to deal with and hard to get hold of, HomeProtect allowed us to do it all online. As people who have no time for lengthy questions and phone calls this was ideal. Thank you for making it so easy. Trustpilot, 4 July 2017