Bed & Breakfast Insurance FAQs

All your questions about B&B insurance, answered online
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B&B Insurance FAQs

I’m starting a B&B. What happens to my house insurance?

What is covered in a HomeProtect B&B house insurance policy?

Is accidental damage automatically part of my insurance policy?

 

I’m starting a B&B. What happens to my house insurance?

Standard home insurance will not provide the same level of cover for a Bed & Breakfast business. You may well find that house insurance can be harder to get hold of than standard types, due to the fact that you now have a steady stream of guests staying in your home. While you are working from home, you are also at risk of accidental damage and may need to look into liability insurance. Start your quote at HomeProtect to find out what can be covered with our B&B house insurance.


What is covered in a HomeProtect B&B house insurance policy?

We can provide cover for all manners of 'working from home' situations. The way that your policy is underwritten will depend upon the type of business you are carrying out, as well as the extent to which the property is now being used for commercial purposes. In terms of B&B business, one of the main factors that you will need to disclose is the volume and frequency of guests that you receive. Start a quote to find out more specifics.


Is accidental damage automatically part of my insurance policy?

The level of cover that you have will depend on the details you specify about your property and its contents, full details of this are available in the policy booklets accessible online. Cover for accidental damage is available as an additional cover option in most cases.