Convictions FAQs

All your questions about criminal convictions insurance, answered online
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Convictions Insurance FAQs

What happens if I don’t disclose a conviction?

What happens to my information?

Can I speak to someone about disclosing criminal convictions?

 

What happens if I don’t disclose a conviction?

Sharing the details of any unspent convictions allows insurers to accurately assess the risk involved in underwriting the policy. It allows your insurer to provide an accurate quote to be able to protect your home in the event of a claim. If you are found to have deliberately misled your insurance provider then your claim won’t be paid.

It should be noted that spent convictions do not need to be disclosed.


What happens to my information?

Customer data is not shared with other companies, individuals or organisations. Any necessary details about criminal convictions that are pertinent to your home insurance are kept on file as part of your policy agreement. Your data is secure and stored in accordance with the Data Protection Act 1988.


Can I speak to someone about disclosing criminal convictions?

We are able to provide an online quote in the majority of cases, even for customers with convictions. However, if you are more comfortable speaking with one of our trained agents then they can discuss conviction types and the impact this might have on your home insurance.