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What are classed as high risk items?


The following items are classed as high risk:

  • Antiques.
  • Rare books.
  • China, glass and porcelain.
  • Clocks.
  • Coin, medal, stamp and other collections.
  • Electric wheelchairs/mobility scooters.
  • Gold and silver including plated articles.
  • Guns.
  • Jewellery and watches.
  • Furs.
  • Handbags.
  • Pictures/paintings and other artwork.
  • Garden equipment including lawnmowers.
  • Sporting equipment.
  • Musical equipment.
  • Medical equipment.

Find out more about our insurance cover for high-risk items.

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