A flat roof is a roof with a slightly sloped surface of 10 degrees or less. A flat roof must:
A roof that is entirely flat may suffer from pooling of water in wet weather causing damp and leaks that lead to water damage in the property. And, in some cases, flat roofs can put you at a greater risk of burglary as it is easier for thieves to gain entry to your home by standing on the roof to access windows.
This is why many home insurance providers won't cover flat roofs and you need to get a quote for flat roof insurance from a specialist like us.
Usually, if under 30% of your roof is flat then you should be able to source cover without any real issues. Even so, getting home insurance for flat roofs doesn’t need to be difficult. HomeProtect can provide flat roof home insurance online.
Having a few facts to hand will make getting a quote that much quicker:
Regular maintenance is the key with a flat roof. Start by making your own regular spot checks, especially after a period of wet weather, to catch problems before they set in and then call in a flat roof expert every few years.
Some providers of flat roof house insurance require proof of regular inspections to demonstrate that the roof has been kept in a good state of repair, so remember to ask for documentation. You could need this if you make a claim for water damage.
Not many companies that will cover houses with a full flat roof, these do and the cover is not overly expensive.
Mr Gibson, Ramsgate5 Dec 2016