Thousands of UK properties are at risk of flooding. To continue to offer UK residents affordable flood risk home insurance, HomeProtect is working in partnership with Flood Re. This government-backed scheme allows us to cover many more houses, particularly those at the highest risk of flooding. We understand home flood insurance and Flood Re reinsurance completely; we literally wrote the book on it.
Getting an online quote is easy too. We do all the hard work for you, including working out your Flood Re eligibility. So you can rest easy knowing that you’ve got the most affordable flood insurance to protect your property. All in a matter of minutes!
Flood insurance is a type of building insurance that covers a home and its contents against costs incurred as a result of water damage caused by flooding, in the case of bad weather, high tide or burst river banks. If you live in a high-risk area, you may be required to flood-proof your home in order to be insured or to avoid a higher premium or excess cost. If your property has a history of flooding, you must inform your insurance provider of this.
Flood insurance covers the cost of removing debris, as well as the repair or replacement of damaged furniture, belongings, fittings and fixtures. It can also cover the cost of alternative accommodation if you cannot live in your home due to the flood damage.
Examples of things in the home that can be covered are the foundation of your property, electrical and plumbing systems, kitchen appliances, carpeting, furniture, clothing, electronics and more.
Being able to purchase a policy with Flood Re cover is dependant on meeting certain defined criteria. If your home or situation falls outside of these criteria, you won't be able to take advantage of Flood Re. However, HomeProtect can still cover your home and belongings with our Defaqto 5 Star buildings policy, sometimes even with flood cover included. Start by getting a quote online to see if we can cover you.
House insurance in a flood postcode:
Mr Maynard, StainesThese people went above the call of duty to help me fill my requirements. Other brokers couldn't even be bothered to quote! Top marks.