Foster Carer Insurance FAQs

All your questions about foster carer insurance, answered online
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Foster Carer Insurance FAQs

Can you insure me for short-term/respite foster care?

Does providing foster care count as a home business?

What should I do if the number of children in my care changes?

 

Can you insure me for short-term/respite foster care?

Yes! Even if you foster children on a short-term or respite care basis then we can still provide insurance cover. We may need to discuss the details with you, however, so as to provide an accurate quote. In this case, please follow the online instructions, or contact us.


Does providing foster care count as a home business?

No, although foster carers are classed as being self-employed for tax purposes, this is not the case for receiving a home insurance quote. We can still provide a quote if you do in fact run a business from home in addition to being a foster carer.


What should I do if the number of children in my care changes?

Due to the nature of foster care, and particularly for short-term cases, you may be uncertain of the number of children that will be in your care during the 12 month period of the policy. In this case, simply complete an online quote using the maximum number of dependent children that you think will be living with you. If your circumstances change, then please contact our Customer Services team to let us know.