If you are running a business from home, then you need to find suitable insurance for copywriters. You will likely have a computer, printer and other admin equipment in a home office. So, you will need copywriter’s insurance in place to be able to replace this business equipment if it is damaged or stolen.
You should also make a decision about public liability cover. This type of insurance is necessary if you have clients visiting your property. It will protect you if work related visitors have an injury or their property is damaged while on your premises. A HomeProtect home business insurance policy provides up to £5 million in public liability insurance.
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Other types of liability insurance
It is worth noting that, as a business providing a professional service, you may also be required to take out professional indemnity insurance. This will protect you against claims regarding legal liability from a breach in your professional duty, such as having provided inadequate advice to a client.
If you employ other copywriters, then you should also consider employer’s liability insurance. This is designed to protect you in legal situations such as injury to an employee at work.
HomeProtect can insure your home with business use including public liability cover, but other forms of liability insurance should be sought elsewhere.