Accidents do happen but as a self-employed teacher providing a professional service from your home, it’s never been more important to make sure that you have the right home insurance in place to not only protect your house but your business.
Any home-based worker is exposed to claims made by visitors. If a visiting student is adversely affected by an action you take or an accident on your property, then you can be held liable. This could be something as innocent as knocking a drink over their laptop. Technology can be expensive to replace, so public liability insurance for teachers should be taken out to protect you from these sorts of mishaps.
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Other benefits of teacher's insurance
While public liability insurance can help with compensation for damage to a student’s property, teachers and private tutors should also consider business equipment insurance. This will protect your own belongings, those used for your business, from damage and theft. This could include computers, printers and other admin equipment as well as office furniture.
Teachers insurance from HomeProtect provides public liability insurance up to £5 million, as these sorts of claims can become quite expensive. What’s more you can arrange for your home business cover as part of your buildings insurance. You can get a no-hassle quote online or speak to one of our Customer Service agents for more information.