These days every company has a website. Web designers and developers are in demand, and a great feature of this type of work is that you can work from home. As a freelance web designer running your own business, you need to take care to properly insure your company and business assets.
Public liability can cover compensation if a claim is made after someone is injured or their property is damaged because of your business. This can also cover the legal costs involved in your defence. Of course, you’d hope not to need your insurance in a situation like this but it’s important that you are properly protected and it’s good to have peace of mind.
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Web designer insurance policy
Another aspect of home business insurance that you should consider as a web designer is equipment insurance. If you are working out of a home office then you can include your furniture, computer and other admin equipment used to run your company under a home business insurance policy. It’s good to know that you can replace this equipment quickly if it is damaged or stolen, and get back to work as soon as possible.
Working from home, although it offers lots of independence and flexibility around your home life, also brings added risks. Home buildings business insurance protects your house, fixtures and fittings from structural damage. You can also insure your home contents.
With HomeProtect you can insure all your business assets alongside your buildings and contents under one policy. The level of home business insurance you need can be tailored to your trade.