Landlord contents insurance covers your household goods within a property you rent out, as well as non-permanent fittings such as carpets and curtains.
Note that landlord contents insurance doesn’t protect your tenant’s belongings – tenants should to purchase their own contents insurance.
If you’re a live-in landlord with a lodger living in your own home, check out our specialist insurance cover for live-in homeowners with lodgers instead.
If you let your property furnished, having specialist contents insurance for landlords cover gives you peace of mind that all of the items at the property are protected should the unexpected happen. For example, if there was a fire, the policy would replace – on a new-for-old basis – items such as white goods, sofas, tables and chairs, beds, wardrobes, and other furniture.
Customers taking out landlord buildings insurance get up to £7,500 per claim of contents cover when there is damage which affects the building at the same time. If your rental property is unfurnished, this amount may be adequate to protect your contents, however it’s important that you check this level of cover is adequate for your situation before deciding that additional contents cover is unnecessary.
Landlord buildings and contents insurance
With HomeProtect, landlords can take out contents insurance on its own, or as part of a combined landlords buildings and contents policy.
The cover offered, particularly as a landlord, is outstanding. The cost is highly competitive and the reminders in advance of the renewal date are a great help. - Trustpilot Tuesday, 19 September 2017
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It is nice to see that renewing a policy was easy and the prices had not risen from last year so I was happy to continue with my policy instead of having to go on comparison sites to get a better deal. Trustpilot, 28 February 2017
Everyone at HomeProtect has been brilliant with helping me set up my home insurance. I made several calls with different questions, and each one was answered professionally and dealt with promptly. I would definitely be recommending Home Protect to friends and family. In fact... I already have. Trustpilot, 7 August 2017
Best insurance company I've had, no bibble babble just straight to the point. Hassle free! Cheap and great customer service. Review Centre, 11 January 2017