Non-standard materials can cause your premium to increase because the risks that affect the property can be greater. It is typically more difficult and costly to maintain a building of non-standard construction. This is often the case with listed buildings, where traditional methods must be carried out by a specialist tradesman to preserve the historical importance of the property.
For this reason, you will likely need to source non-standard building insurance from a specialist provider like HomeProtect. The more details that you can provide, the more likely you are to find the right nonstandard house insurance at the right price for your unique property.
When asking for a non-standard construction home insurance quote, bear in mind that some concrete and prefab or prefabricated reinforced concrete (PRC) homes (such as Hawksley PRC houses) have a brick façade. You need to list all of the building materials used to be properly covered in the event of a claim. If in doubt, a qualified surveyor can help.
We also cover passive houses and zero energy buildings (ZEBs) built with non-standard construction materials.
This has proven to be the cheapest and quickest response to holding cover, which has duly been taken up
Chris on TrustpilotMarch 2021