Does a timber frame home cost more to insure than a traditional bricks and tiles property?
Not always. Your premium will partly depend on the rebuild costs of the particular design of your home.
What should I do about rotting wood in a timber frame house?
Rotting wood is a risk that every homeowner of a timber frame home will need to get to grips with as time goes on. You can cut away the affected wood and replace it, or alternatively applying a wood preserve or lead paint can make all the difference.
How do I find the rebuild cost of my property?
If you purchased the property in the last 5 years your homebuyers survey may include the rebuild cost. However if you purchased the property more than 5 years ago you will need to get an up to date assessment.
If your home is of standard construction (normally brick walls and tile roof), not a listed building and not built before 1720 you can use the free online BCIS Rebuild calculator.
If your home is built with non standard construction materials, or it’s a Listed Building or it was built before 1720, you will need to consult a Chartered surveyor to provide you with an accurate rebuild cost.
Easy to deal with online and lon the phone. One of the few companies to insure timber frame with external rendering. Trustpilot, 6 September 2017
Our home insurance needed sorting asap for our house purchase but had special requirements. The staff couldn't be more helpful and proactive in sorting it out. Has everything I wanted included and was a really easily sorted. Review Centre, 12 May 2017
I found the service very good for my non-standard policy with unusual circumstances. Review Centre, 2 August 2017