home risk calculator
Answer six simple questions and the Homeprotect Home Risk Calculator will show you how likely a property like yours is to experience a range of risks, including flood, fire, theft, subsidence, storm, accidental damage and more.
Your property & situation
Information you provide won’t impact future insurance quotes or claims, and isn’t shared with any other insurers.
Developed by our team of UK home insurance specialists, this tool uses data from properties like yours in your postcode. If specific data for your property type isn’t available, the calculator will default to the national average for similar homes.
If you’ve ever searched for answers to questions like “How do I check if my property is at risk of flooding?”, or “How do I check subsidence risk?”, then this is the tool for you.
The tool is completely free to use and only takes a couple of minutes.
Tip: After checking your risk, you can find out more about how to protect your home with our subsidence guide, flood risk home insurance and home insurance pages – or view all our home insurance guides.
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