Protect your biggest asset

Quick and easy to buy online

Buildings, contents and combined home insurance policies.
First-time buyers welcome.
Defaqto 5 Star rated buildings insurance.

Homeowner insurance

Looking for high quality homeowner insurance at a good price? Get a quote online in just 10 minutes!

What is homeowner insurance?

There are two main types of home insurance that homeowners take out. Buildings insurance insures your property and if you have a mortgage, then it’s usually mandatory to have buildings insurance in place. In order to get cover, you need to know the rebuild cost of your home. You may also want to take out contents insurance to protect your furniture and personal possessions.

Homeprotect can provide you with online quotes for buildings insurance, contents insurance, or a combined policy. Our homeowner insurance is designed to be as flexible as possible, so you can tailor the cover levels to meet your needs.

Our buildings policues have been rated 5 Star by Defaqto, an independent researcher of financial products, for the eighth year running in 2022.
Underwritten by AXA Insurance.
User friendly online quote form, most people get a quote in less than 10 minutes.

Get a quote

The Ultimate Guide to Winter Home Protection

Avoid stressful home emergencies this winter! Read The Ultimate Guide to Winter Home Protection.

Read the guide

What our customers say

Your questions answered

Can I insure a property that is not my permanent residence?

Yes, Homeprotect provides cover for let to tenant properties, holiday homes, weekend homes and unoccupied properties.

How do I find the rebuild cost of my property?

If you purchased the property in the last 5 years your homebuyers survey may include the rebuild cost. However if you purchased the property more than 5 years ago you will need to get an up to date assessment.

If your home is of standard construction (normally brick walls and tile roof), not a listed building and not built before 1720 you can use the free online BCIS Rebuild calculator.

If your home is built with non-standard construction materials, or it’s a Listed Building or it was built before 1720, you will need to consult a Chartered surveyor to provide you with an accurate rebuild cost.