Flood Risk Home Insurance

Working in partnership with Flood Re to offer affordable flood insurance across the UK.

Thousands of UK properties are at risk of flooding. Protect your home.

  • Defaqto 5 Star rated home insurance
  • Highly recommended by customers on Trustpilot
  • 24/7 Claims helpline
  • HomeProtect is one of the first to offer Flood Re cover to customers - What is Flood Re?

Flood Re Insurance

To continue to offer UK residents affordable flood risk home insurance, HomeProtect is working in partnership with Flood Re. The Government-backed scheme allows us to cover many more houses, particularly those at the highest risk of flooding. We understand home flood insurance and Flood Re reinsurance completely; we literally wrote the book on it.

Getting an online quote is easy too. We do all the hard work for you, including working out your Flood Re eligibility. So you can rest easy knowing that you’ve got the most affordable flood insurance to protect your property. All in a matter of minutes! 

How to Get Flood Insurance With Flood Re

How to get flood insurance with Flood Re

HomeProtect was one of the first UK home insurance providers to offer flood insurance as part of Flood Re.

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Not eligible for Flood Re cover? Don't worry

Being able to purchase a policy with Flood Re cover is dependant on meeting certain defined criteria. If your home or situation falls outside of these criteria, you won't be able to take advantage of Flood Re. However, HomeProtect can still cover your home and belongings with our Defaqto 5 Star policy, sometimes even with flood cover included. Start by getting a quote online to see if we can cover you.

What should you know about our flood risk home insurance?

  • We can offer an online quote in 98% of cases
  • Combined Buildings & Contents discount available
  • Basic Legal Expenses cover included
  • Basic Home Emergency cover included
  • Friendly helpdesk if you have questions

Start your online quote and protect your home from flooding

Flood Risk Insurance On The River Thames

Flood Risk Insurance On The River Thames

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What Is Flood Re? The UK Guide To Flood Re Reveals All

What Is Flood Re? The UK Guide To Flood Re Reveals All

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Flood Re Makes Home Insurance Cover For Flood Risk Homes Affordable

Flood Re Makes Cover For Flood Risk Homes Affordable

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Infographic: How Does Flood Re Work?

Infographic: How Does Flood Re Work?

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MP For Kingston Visits HomeProtect After Flood Re Launch

Kingston MP Visits HomeProtect After Flood Re Launch

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3.5 Million UK Residential Properties At Risk Of Flooding

3.5 Million UK Residential Properties At Risk Of Flooding

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Flood Risk Timber Frame Property

Flood Risk Timber Frame Property

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Businesses Excluded From Flood Re Scheme

Businesses Excluded From Flood Re Scheme

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Flood Re Eligibility: Who Can Benefit From The Scheme?

Flood Re Eligibility: Who Can Benefit From The Scheme?

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What our customers say

Your questions answered

Unoccupied house insurance

Flood risk insurance FAQs

We’ve prepared some helpful answers to your questions about flood risk and Flood Re, and about how our insurance policy works.

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House insurance in a flood postcode:
These people went above the call of duty to help me fill my requirements. Other brokers couldn't even be bothered to quote! Top marks.

Mr Maynard, Staines

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Are you eligible for a Flood Re policy?

HomeProtect Home Insurance Develops First Flood Re Eligibility Calculator

Thursday, 24 March 2016

Find out whether you are eligible for a Flood Re policy before the scheme launches in April and save money

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Kingston & Surbiton MP James Berry

James Berry MP Unveils Ground-breaking Flood Re Insurance At Local Kingston Firm HomeProtect

Thursday, 07 April 2016

Kingston & Surbiton MP James Berry today visited the offices of local award-winning company HomeProtect, the Kingston-based specialist insurance firm, to help celebrate the launch of Flood Re.

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