Are you in a flood risk area?
We don't discriminate, we cover
- We support and offer Flood Re.
- All types of flood risk (coastal, flood plain).
- Discounts for flood measures.
- Alternative accomodation.
- Previous flood history considered.
Flood risk home insurance
Working in partnership with Flood Re to offer affordable flood insurance across the UK
Thousands of UK properties are at risk of flooding. To continue to offer UK residents affordable flood risk home insurance, HomeProtect is working in partnership with Flood Re. This government-backed scheme allows us to cover many more houses, particularly those at the highest risk of flooding. We understand home flood insurance and Flood Re reinsurance completely; we literally wrote the book on it.
Getting an online quote is easy too. We do all the hard work for you, including working out your Flood Re eligibility. So you can rest easy knowing that you’ve got the most affordable flood insurance to protect your property. All in a matter of minutes!
What is flood insurance?
Flood insurance is a type of building insurance that covers a home and its contents against costs incurred as a result of water damage caused by flooding, in the case of bad weather, high tide or burst river banks. If you live in a high-risk area, you may be required to flood-proof your home in order to be insured or to avoid a higher premium or excess cost. If your property has a history of flooding, you must inform your insurance provider of this.
What does flood insurance cover?
Flood insurance covers the cost of removing debris, as well as the repair or replacement of damaged furniture, belongings, fittings and fixtures. It can also cover the cost of alternative accommodation if you cannot live in your home due to the flood damage.
Examples of things in the home that can be covered are the foundation of your property, electrical and plumbing systems, kitchen appliances, carpeting, furniture, clothing, electronics and more.
Not eligible for Flood Re cover? Don't worry
Being able to purchase a policy with Flood Re cover is dependant on meeting certain defined criteria. If your home or situation falls outside of these criteria, you won't be able to take advantage of Flood Re. However, HomeProtect can still cover your home and belongings with our Defaqto 5 Star buildings policy, sometimes even with flood cover included. Start by getting a quote online to see if we can cover you.
What our customers say
Prefer to talk to us?
Our friendly team can answer your questions
0330 660 1000
9am - 8pm Monday-Friday
9am - 1pm Saturday
House insurance in a flood postcode:
Mr Maynard, StainesThese people went above the call of duty to help me fill my requirements. Other brokers couldn't even be bothered to quote! Top marks.