Tenant Insurance

What is tenant insurance?

If you’re renting, tenant insurance is a type of cover that will protect your belongings. Most of us would struggle to replace our possessions if they were stolen or damaged, which is why contents insurance for tenants is so essential.

Your belongings are classed as all the items you would take with you when you move home. You will need to work out how much your belongings would cost to replace as new, as a HomeProtect policy will pay out on a new for old basis, which means that if you make a claim you will receive the full value of the item at today’s prices.

Remember, your landlord has a responsibility to have buildings insurance to protect against damage to the structure of the property and its fixtures, such as kitchen units, flooring and bathroom units, but your belongings are your responsibility.

What does tenant contents insurance cover?

• Laptops and other gadgets like smartphones
• Handbags left at home
• Watches
• Soft furnishings
• Bikes
• Jewellery
• Sports equipment
• Books & DVDs
• Collectibles

I made a claim on my renters policy having sadly been burgled. The service was excellent and my claim was settled efficiently and quickly. The team were also very helpful and supportive over the phone. Couldn't have asked for better service! Tuesday, 25 October 2016

Excellent levels of cover

Compared to other home insurance providers, independent research company Defaqto rate our policy as one of the best you can buy.

It’s easy to get insured

Even if other insurers say that your situation is too complex to insure, we will do our best to give you a quote. The vast majority of circumstances can be quoted instantly online.

Rated “Great” for customer service

HomeProtect customers rate our service highly, with an average review score of 88% on over 3,000 Trustpilot reviews and over 90% on over 3,000 ReviewCentre reviews.