Protect your belongings against theft or damage with a 5 Star contents insurance policy
What is tenant insurance?
If you’re renting, tenant insurance is a type of cover that will protect your belongings. Most of us would struggle to replace our possessions if they were stolen or damaged, which is why contents insurance for tenants is so essential.
Your belongings are classed as all the items you would take with you when you move home. You will need to work out how much your belongings would cost to replace as new, as a HomeProtect policy will pay out on a new for old basis, which means that if you make a claim you will receive the full value of the item at today’s prices.
Remember, your landlord has a responsibility to have buildings insurance to protect against damage to the structure of the property and its fixtures, such as kitchen units, flooring and bathroom units, but your belongings are your responsibility.
What does tenant contents insurance cover?
- Laptops and other gadgets like smartphones.
- Handbags left at home.
- Soft furnishings.
- Sports equipment.
- Books and DVDs.