What is tenant insurance?
If you’re renting, tenant insurance is a type of cover that will protect your belongings. Most of us would struggle to replace our possessions if they were stolen or damaged, which is why contents insurance for tenants is so essential.
Your belongings are classed as all the items you would take with you when you move home. You will need to work out how much your belongings would cost to replace as new, as a HomeProtect policy will pay out on a new for old basis, which means that if you make a claim you will receive the full value of the item at today’s prices.
Remember, your landlord has a responsibility to have buildings insurance to protect against damage to the structure of the property and its fixtures, such as kitchen units, flooring and bathroom units, but your belongings are your responsibility.
What does tenant contents insurance cover?
- Laptops and other gadgets like smartphones
- Handbags left at home
- Soft furnishings
- Sports equipment
- Books & DVDs
Get your tenants contents insurance quote onlineGet a quote!
I made a claim on my renters policy having sadly been burgled. The service was excellent and my claim was settled efficiently and quickly. The team were also very helpful and supportive over the phone. Couldn't have asked for better service! Tuesday, 25 October 2016
Excellent levels of cover
Compared to other home insurance providers, independent research company Defaqto rate our policy as one of the best you can buy.
It’s easy to get insured
Even if other insurers say that your situation is too complex to insure, we will do our best to give you a quote. The vast majority of circumstances can be quoted instantly online.
Rated “Great” for customer service
HomeProtect customers rate our service highly, with an average review score of 88% on over 3,000 Trustpilot reviews and over 90% on over 3,000 ReviewCentre reviews.
Get your contents insurance quote onlineGet a quote!
Your policy includes
- New for old cover in most cases
- Basic Legal Expenses cover
- Loss or theft of keys
- Alternative accommodation if your home isn’t safe to live in
- Cover while you move to your new home
- Increased cover during special events such as Christmas and weddings
- Additional option to cover higher value items, laptops and phones
Couldn’t believe the price for my buildings and contents insurance. Half what I was paying before! 18 July 2015
Detailed cover, good value for money, fast email confirmation and clear concise policy details 8 July 2015
Everyone knows insurance can be a headache but this company are definitely providing the soothing medicine! 12 May 2014