Holiday home insurance UK

Protect your UK holiday retreat and its contents with specialist holiday let insurance

Why is UK holiday home insurance important?

Holiday homes, by their very nature, can often be left empty for long periods of time so you need insurance that takes this into account. A standard insurance is not sufficient to cover your holiday house.

If you rent out your holiday home in the UK, you need a policy that is flexible enough for you to be covered while there are paying guests at the house. You also need to think about how your contents might be treated – visitors to your holiday home might not be as careful or considerate with your belongings as you are!

UK Holiday Home Infographic

Facts and figures: All about UK holiday homes

Where they are, who is buying them and what they are contributing to the UK. Find out more about UK holiday let properties!

View our infographic

What properties are covered with our holiday letting insurance?

Although you might think of your holiday property as a home from home for the summer, without you being there all of the time, it can often be at more risk than your main residence. Imagine if something happened, like a leaky pipe or a break-in, and you were none the wiser for weeks and weeks!

Holiday homes come in all sorts of shapes and sizes across the UK. As long as the building has fixed foundations, we can provide:

  • Cottage insurance.
  • Mansion insurance.
  • Lodge insurance.
  • Country home insurance.
  • Chalet insurance.
  • Log cabin insurance.

How our holiday let insurance UK is different

HomeProtect offers one of the most flexible holiday letting insurance policies in the UK. While many other insurers prefer only to cover your main residence, HomeProtect has a range of inbuilt discounts to help meet your budget, including no claims discount.

Get an online quote in minutes, and you’ll also get peace of mind that your holiday retreat is well looked after no matter what the UK weather brings!

UK holiday home insurance key points

  • Standard home insurance is not suitable for a holiday home.
  • A specialist holiday home insurance policy can protect your building, contents and provide public liability cover if you let the house out to paying guests.
  • If you have a mortgage on your holiday home, UK law requires that you have buildings insurance.
  • When specifying the rebuild cost of your holiday home, you should include outbuildings, swimming pools, tennis courts and hot tubs.

With many years of experience in providing holiday home insurance UK, we’re sure that we can lend a helping hand when it comes to protecting your holiday property in the UK. You can tailor our cover to your situation with additional options such as legal support or added cover for specified items, like gadgets or art in the home.

HomeProtect holiday home insurance UK

  • Public liability cover up to £5 million.
  • Standard policy protects the property, outbuildings and fixtures and fittings against fire, storm, and escape of water.
  • Loss of rent and costs of alternative accommodation.
  • Domestic liability cover for accidents to staff such as cleaners and gardeners.
  • 24/7 legal helpline: legal expenses up to £25,000 available for legal proceedings such as property damage.
  • 24/7 home emergency cover available for emergency repair costs, the failure of mains services, leaking water pipes or a break-in – plus up to £200 per claim for labour costs and parts.
Where to buy a holiday home UK

Best location for your UK holiday home 2017

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Advertising your holiday home

Advertising your holiday home

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Holiday home changeover checklist

Holiday home changeover checklist

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Holiday cottage insurance

Quick guide to holiday cottage insurance 2017

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Holiday home vs second home

Holiday home vs second home

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Paying tax on renting out your holiday home

Paying tax on renting out your holiday home

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Guide: Renting out your holiday home for the first time

Guide: Renting out your holiday home for the first time

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Maintaining your holiday home

Maintaining your holiday home

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Interview with OwnersDirect.co.uk

Interview with OwnersDirect.co.uk

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What do holidaymakers want?

What do holidaymakers want?

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Your holiday home in the off season

Your holiday home in the off season

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Types of holiday accommodation

Types of holiday accommodation

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What our customers say

Your questions answered

Unoccupied house insurance

Holiday home insurance FAQs

Need more information? Visit our holiday lettings insurance FAQs section and get the answers that you need to protect your holiday home UK.

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Good, simple and affordable insurance for holiday home. Very happy with policy and the company.

Mr Wilkinson via Trustpilot

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