Competitive online quotes for heritage buildings insurance
Heritage homes typically require more expensive repair work in the case of a claim resulting from damage. This is why it’s important to insure your special home with a provider who understands historic buildings. This includes the traditional construction methods and materials, and the restrictions that older building regulations can have on security measures you can use to protect your home.
Heritage home insurance policies take into account the age and construction of the property, as well as the antiques and other valuables that you may keep in the home.
Beware that if you insure under a standard home insurance policy and need to make a claim, you could find you are not suitably covered and might have to pay the bill yourself for any damage caused to your property, or theft or loss of possessions.
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It's very important to maintain the structure of the building, using appropriate methods and materials in keeping with the fabric of the original building.
Buildings rebuild cost
You will need to know the accurate buildings rebuild cost for your heritage home to be accurately covered. If you don’t have an up to date valuation, you will need to engage a specialist property surveyor to provide a fresh estimation.
Insure your special possessions
List your valuable items individually up to £1,500 per item to make sure they are fully covered. You can also add Away From Home insurance.
I would recommmend this company, especially if you have a more complicated property
Timber frame home
Searching for home insurance for a property like this can be hard. Usually, insurers are reluctant to provide cover for such buildings because of the substantial damage that could be caused by fire. However, with HomeProtect you can take steps to improve your odds of getting cover without suffering an expensive premium.
Steel frame home
Steel is a modern construction material with an impressive strength to weight ratio, making it very durable while also offering great design flexibility. In most cases, HomeProtect can offer home insurance quotes for properties with non-standard construction, including homes with steel frames.
Why get cover from HomeProtect?
- Defaqto 5 Star home insurance policies
- We insure all listed grades and categories
- Discount available for combined Buildings & Contents
- 24hrs claims phone line available