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Non-Standard Home Insurance
Houses built from non-standard materials can be harder to insure because of their increased risks.
Insurance for non-standard construction properties
When completing a non-standard home insurance quote, bear in mind that some concrete or prefab homes have a brick façade. You will need to be sure of the building materials used to be properly covered in the event of a claim. If in doubt, a qualified surveyor can help.
Non-standard materials can cause your premium to increase because the risks that affect the property can be greater. It is typically more difficult and costly to maintain a building of non-standard construction. This is often the case with listed buildings, where traditional methods must be carried out by a specialist tradesman to preserve the historical importance of the property.
For this reason, you will likely need to source non-standard building insurance from a specialist provider like HomeProtect. The more details that you can provide, the more likely you are to find the right nonstandard house insurance at the right price for your unique property.
What materials are used in non-standard construction?
- Timber frames
- Steel frames
- Concrete
- Corrugated iron
- Plastic
- Glass
- Fibreglass
- Asbestos
- Flint
- Asphalt
- Shingle
- Eco houses
- Wattle and daub
- Prefab/HUF Haus
Non-Standard Home Insurance
- Up to £500,000 for loss or damage to the structure of your property or permanent fixtures
- Standard policy protects the property, outbuildings and fixtures and fittings against fire, storm and escape of water
- Public liability up to £5 million available
- Access to a 24/7 claims helpline
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Very helpful company in initial setting up of account. Special circumstances recognised and dealt with professionally.
Mr Scott, Cheshire16 March 2017