Lost key insurance

Lost, damaged or stolen keys? All taken care of thanks to HomeProtect’s key protection cover

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Helping you in a time of need

  • Buy lost keys coverReward for returning lost keys.
  • Locksmith charges.
  • Replacement keys.
  • New locks (where security is breached).

HomeProtect’s replacement key cover is there to provide up to £1,500 for locksmiths charges, new locks and keys, car hire, and onward transport costs following the loss, theft or damage of your keys.

There is also a 24 hour Emergency Helpline available 365 days a year.

Frequently asked questions

What if my keys are stolen?

HomeProtect lost key cover insurance protects you whether your keys are lost or stolen, so long as your keys are attached to the fob we send you.

My keys had a return fob. Do I need to wait before claiming in case they are handed in?

Yes. In general, claims will not be processed until five days have elapsed since the loss.

I dropped my keys down a drain. Am I covered?

Yes! HomeProtect lost key cover insurance protects you when your keys are lost, stolen or damaged.

I’m a landlord. Can I add lost key cover to my insurance for the property I rent out?

Yes. Our lost key cover protects your set of keys to the property as long as they are attached to the fob provided.


Add Lost Key cover to your HomeProtect quote online today

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Excellent service and because we took out key cover as part of the policy I now have a very nice boomerang hanging on my keys. Great service at a great price

Delve into the detail

  • What’s covered, what’s not.
  • How to purchase.
  • How to claim.
  • What excesses will I have to pay?

Download the Upgraded cover options policy booklet