Defaqto Home Insurance

All about HomeProtect’s 5 Star rating and what it means to you

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What is a 5 Star Rating? Who or what is Defaqto?

Find out what Defaqto Star Ratings are and how they help you make the right choice when you’re comparing insurance policies for your home.

Defaqto2017 Defaqto is an independent financial research company. They independently rate insurance policies, with ratings ranging from 1 Star to 5 Stars. The Star Ratings are designed to help customers identify policies with the best features and optimum levels of cover.

Why is a good Defaqto Star Rating important?

Defaqto Star Ratings help you to make informed decisions about getting the appropriate cover to suit your needs. An insurance policy with a 5 Star rating gives you the reassurance that you’re buying a high quality product that will protect you when you need it most.

HomeProtect has been rated 5 Star for home insurance

The HomeProtect home insurance policy has been benchmarked by Defaqto against other UK home insurance products available and awarded the highest possible Star rating. This means that the policy provides quality cover and includes a comprehensive range of features and benefits, in fact one of the highest quality offerings in the market.


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Great level of cover at a reasonable price, with a reputable company!

Don't risk it! Buy a 5 Star rated policy

  • 12 months guarantee on all repairs completed, as a result of a claim
  • Loss or theft of keys provides up to £750 to replace locks and keys
  • Up to £30,000 for alternative accommodation in the event of your property being uninhabitable (if you have Buildings cover with us)
  • Up to £1,000 to cover visitor’s belongings
  • Up to £1,500 to cover plants in the garden...and more!

Find out what’s covered in the HomeProtect policy