Specialist home insurance
Personalised cover for a wide range of personal situations and property types
Specialist property insurance
You might not realise that your situation requires ‘specialist’ home insurance – until you try to buy or renew your policy, that is! At that point you may discover that many insurers don’t want to cover you.
We’re here to help. At HomeProtect, we specialise in providing insurance for people whose situation or property is not entirely mainstream.
Underwritten by AXA, our specialist home insurance policy can be tailored to fit your circumstances.
Our online quote system is easy to use and can provide you with a personalised quote in 97% of cases. You don’t even have to speak to us unless you want to!
We insure landlords, homeowners with lodgers, tenants and flat-mates.
We also cover those who have had difficulties in the past such as people with previous claims, who have had insurance refused, or who have a criminal record or a poor financial history.
And we cover a wide range of occupations too including childminders and foster carers, home workers, and people in what insurance providers regard as ‘high risk’ professions, mainly because they often work night shifts.
Your property might require specialist insurance cover because of how it’s constructed, its situation or what you use it for.
For example, we cover listed buildings, timber frame houses, converted barns, houses with flat roofs, concrete homes and even windmills.
We also insure homes in flood risk areas and high theft areas, which have suffered from subsidence, or been underpinned, or are being renovated.
And we insure unoccupied properties, properties going through probate, holiday houses, second homes, and properties used as B&Bs, guesthouses or for Airbnb lets.