High Risk Occupation Home Insurance

If you work from home, have regular visitors, or you work overnight, home insurance can be tricky
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Home Insurance for People with High Risk Occupations

High Risk Occupation Home Insurance
  • Basic Legal Expenses cover included
  • Defaqto 5 Star home insurance
  • 24/7 Claims hotline
  • Alternative accommodation
  • New for old contents cover

Some occupations cause insurance companies to worry about the increased risk to the security of your home and your belongings. These occupations tend to either involve you working at home, having regular visitors to the property or if you go out to work at night leaving the property empty and vulnerable to burglars.

The so-called “hard to insure” occupations include childminders, musicians, pop stars, private tutors and jewellers. If you slot into one of these categories you may have experienced long phone calls with insurance companies, followed by reading stringent terms and conditions on your policy and no doubt there has been a hefty premium to pay.

Refreshing change

However, with HomeProtect you’ll notice how easy it is to get your quote and buy your policy online, in minutes. You can even buy your policy on your mobile phone if you’re out and about. You won’t have to talk to us unless you really want to.


Fancy a refreshing change? Get your quote online

Get a quote!

Excellent levels of cover

The HomeProtect home insurance policy has been rated 5 Stars by Defaqto, meaning that it provides excellent levels of cover for both Buildings insurance and Contents insurance. So you can take it easy, knowing that if anything happens to your home or your belongings that we’ll help to put things right.

To get an online quote, you'll need to know

  • Rebuild cost of the property
  • Approximate year that the property was built
  • Whether the property has suffered from a flood, structural movement, subsidence and whether it has been underpinned
  • Types of locks fitted to the external doors
  • Total value of all your belongings if replaced new
  • List of your bicycles, tablets, mobile phones, laptops and other high risk or high value belongings

When you're ready, get a quote



Satisfied customers

My home is not covered by the standard off the peg insurance policy. But nothing was too much trouble for HomeProtect 02 October 2014
They had the best deal on all of our criteria, inc extra bicycles. It was straight forward, thorough and a great deal. 04 June 2015
This company offered me more cover for less money than anywhere else. 8 July 2015