High risk occupation home insurance

If you work from home, have regular visitors, or you work overnight, home insurance can be tricky

Some occupations cause insurance companies to worry about the increased risk to the security of your home and your belongings. These occupations tend to either involve you working at home, having regular visitors to the property or if you go out to work at night leaving the property empty and vulnerable to burglars.

These so-called 'hard-to-insure' occupations include childminders, musicians, pop stars, private tutors, taxi drivers and the police. If you slot into one of these categories you may have experienced long phone calls with insurance companies, followed by reading stringent terms and conditions on your policy and no doubt there has been a hefty premium to pay.

Refreshing change

However, with HomeProtect you’ll notice how easy it is to get your quote and buy your policy online, in minutes. You can even buy your policy on your mobile phone if you’re out and about. You won’t have to talk to us unless you really want to.

High risk insurance

High risk occupation insurance FAQs

Answer to your questions, including why jobs that involve late shifts count as high risk occupations for home insurance.

Read the article

Excellent levels of cover

The HomeProtect home insurance policy has been rated 5 Stars by Defaqto, meaning that it provides excellent levels of cover for both Buildings insurance and Contents insurance. So you can take it easy, knowing that if anything happens to your home or your belongings that we’ll help to put things right.

  • Basic Legal Expenses cover included.
  • Defaqto 5 Star home insurance.
  • 24/7 Claims hotline.
  • Alternative accommodation.
  • New-for-old contents cover.

What our customers say

Your questions answered

Unoccupied house insurance

High risk occupation home insurance FAQs

We’ve prepared some helpful answers to your questions about high risk occupation insurance, and about how our policy works.

Learn more

As my previous home insurance had gone up nearly 40% in one year, even though there were no claims and a safe area,, it took me less than 20min to find insurance and complete the online information with HomeProtect 

Renewing later?

Which month does your home insurance renew?

Tell us to receive special offers from us by email at the right time.

Plus we'll enter you in a £100 voucher prize draw now!



Need high risk occupation insurance? Get a quote, it only takes 10 mins

Get a quote