Insurance for subsidence

We don't discriminate, we cover

  • No subsidence in the last ten years? We can cover you!
  • Signs of historical subsidence? No problem!
  • Defaqto 5 Star rated.
Get a quote!

Subsidence insurance

Insuring houses with a history of subsidence

Subsidence is usually covered under your buildings insurance. If you are searching for a new insurer then you may well have to contact a specialist insurance provider such as HomeProtect to obtain cover, since most standard insurers will refuse a property known to be suffering from subsidence. This is also the case for properties with a history of subsidence. On that note, if you are looking to buy a property then check the surveyor’s report for any signs of subsidence in the past.

Insuring Homes Affected By Subsidence

Step-by-step subsidence guide 2018

Learn what to do from spotting the first signs of subsidence to fixing the problem for good.

Read the article

What if you discover subsidence after switching insurance provider?

The Association of British Insurers (ABI) has an agreement with all its members that if subsidence is identified within eight weeks of switching provider, your previous insurer has responsibility for handling the claim.

Home insurance for subsidence

  • To get a quote, find out about the building’s history including when the subsidence occurred.
  • Details of any claims, particularly those related to the subsidence.
  • Rebuild cost of the property.
  • Approximate year of the building’s construction.
Defaqto 5 Star home business insurance for tax relief

Subsidence or settlement? Learn the difference

Read more for tax relief

How to prevent subsidence

Read more
4 common causes of subsidence

4 common causes of subsidence

Read more
surrounding area for subsidence

The surrounding area in terms of subsidence

Read more
Subsidence issues due to mining

Subsidence issues due to mining

Read more
What do insurers need to know about my subsidence

What insurers need to know about your subsidence

Read more
Underwriting subsidence risks

Underwriting subsidence risks

Read more for tax relief

Insuring a home with historic subsidence: a case study

Read more
subsidence old buildings

Structural movement in old buildings

Read more

What our customers say

Your questions answered

lodgers insurance

Subsidence insurance FAQs

Need more information? Visit our subsidence insurance FAQs section and get the answers that you need to protect your unique listed property.

Learn more

We had many refusals to insure because of historic settlement. HomeProtect has been easy to deal with and reasonably priced. No issues, no complaints and so far no claims.
6 March 2017

Mr Jones, Norwich

Prefer to talk to us?

Our friendly team can answer your questions

0330 660 1000 9am - 8pm Monday-Friday
9am - 1pm Saturday

Get your home insurance with subsidence cover online now!

Get a quote