Home Insurance With A Claims History

If you have made a claim before, you know how important it is to have home insurance. But your claims history can make it difficult to get insurance
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Home insurance for you, even if you’ve claimed before

If you have made a lot of insurance claims, or one very big one, there is a good chance that your current insurer will take steps to refuse your renewal or raise the price of your premium to deter you from renewing.

When you apply for home insurance you need to tell the insurer about any previous claims as it could affect the assessment of risk. Though many insurance providers will be discouraged by such information, HomeProtect will always consider you.

Like other insurance companies, we ask that you are honest with us but we won’t refuse to quote you because of your adverse insurance history. Please note that we’re unable to provide a quote if you have a claim that is still outstanding with another insurance company.


Quick and easy online home insurance quotes, even with a claims history

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Home Insurance With A Claims History

One of the best policies you can buy

HomeProtect provides fantastic levels of cover to protect your home and contents. Compared to other home insurance providers, independent research company Defaqto rate our policy as one of the best you can buy.

Home Insurance With A Claims History

Easy online insurance

Even when other insurers refuse to provide you with a quote, we can. The vast majority of circumstances can be quoted instantly online.

Home Insurance With A Claims History

Rated “Great” for customer service

Our customers rate our service highly, with an average score of 88% on over 3,000 Trustpilot reviews and over 90% on over 3,000 ReviewCentre reviews.

To get an online quote, you'll need to know 

  • Details about previous claims: the year, value & type of claim
  • Rebuild cost of the property
  • Approximate year that the property was built
  • Whether the property has suffered from a flood, structural movement, subsidence and whether it has been underpinned
  • Types of locks fitted to the external doors
  • Total value of all your belongings if replaced new
  • List of your bicycles, tablets, mobile phones, laptops and other high risk or high value belongings

If you’re ready, get a quote now



Satisfied customers

This is our second year with homeprotect, great affordable insurance always near the top on comparison sites and has a lot of of extras included in the price. Trustpilot
Was really easy to arrange cover and with additional specified items. Home emergency cover has been great. Just renewed for another year. Trustpilot
Good service online and reasonably priced. No big shocks when renewing as an existing customer which makes a change! Trustpilot