Landlords Insurance

Invest in a policy that is tailored to your landlord status for complete confidence that you are covered

We make getting let property insurance easy

We know your rental property is an investment worth protecting, so insure your residential let with a trusted provider. No matter whether you are a live-in landlord or an ‘accidental landlord’, we can offer a competitive quote online. HomeProtect is the perfect solution for residential landlords.

Landlord buildings insurance

New customers taking out landlord buildings insurance will receive up to £7,500 of Contents cover as standard for damage which affects the property at the same time.

Cover also includes:

  • £500,000 cover as standard to rebuild (more available)
  • £30,000 for alternative accommodation and/or loss of rent
  • £5 million public liability cover
  • £1,500 accidental damage cover for windows, solar panels, bathroom fixtures, ceramic hobs or underground service pipes or cables
Landlord And Letting Property Infographic

Facts and Figures: UK Landlords & Let Properties

There are now 5.3 million UK households who rent privately! So who is renting in the UK? Find out more in our infographic.

View our infographic

What does landlord insurance cover?

Landlord buildings insurance

Buildings insurance covers your home against losses from risks like fire, storm and flood. Buildings insurance covers not only the main building but also things such as interior decorations, fixtures and fittings, outbuildings, fences, etc. within the boundary of the property.

Landlord contents insurance

Contents insurance covers your household goods within the property, as well as non-permanent fittings such as carpets and curtains. Note that this doesn’t provide cover for your tenant’s belongings, they will need to purchase their own contents insurance.

Landlord home insurance key points

  • Tenants are responsible for sourcing their own contents insurance (you will only need this if you are letting a furnished property).
  • You should use a legitimate tenancy deposit protection scheme to ensure that tenants receive their money back, if the property is in good condition.
  • Legal expenses cover can be very useful support for contract disputes, tax protection and debt recovery.

HomeProtect Landlord Insurance

  • All types of let properties covered with our landlord home insurance
  • Public liability up to £5 million
  • No Claims Discount of up to 30%
  • Cover available if property is empty between tenants

Upgrade your cover with these options:

Landlords Rent Guarantee

Protection against failed rent payments and help to evict non-paying tenants up to a maximum of £2,500 per month.

Landlords Legal Expenses cover

24/7 help to pursue or defend legal action for property damage, nuisance and trespass, repossession and recovery of rent arrears. 

Landlords Home Emergency cover

Cover for call out charges, labour, parts and materials as well as emergency alternative accommodation for your tenants if the property becomes unsafe or uninhabitable.

Landlords Lost Key cover

Up to £1,500 cover for locksmith’s charges, new locks & keys, car hire and onward transport costs following the loss of your own keys.

Defaqto 5 Star landlord insurance
Advantages And Disadvantages Of Letting To Students

Advantages And Disadvantages Of Letting To Students

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Buy-To-Let Insurance

Buy-To-Let Insurance

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Finding Your Ideal Tenant

Finding Your Ideal Tenant

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How Landlords Are Taxed For Their Rental Properties

How Landlords Are Taxed For Their Rental Properties

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First Time Landlord To Do Checklist

First Time Landlord To Do Checklist

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Preparing Your Property For Letting

Preparing Your Property For Letting

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Should You Allow Pets In Your Let?

Should You Allow Pets In Your Let?

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Tenancy Agreement Dos And Don'ts

Tenancy Agreement Dos And Don'ts

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Using A Letting Agency

Using A Letting Agency

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What our customers say

Your questions answered

Landlord insurance

Landlord insurance FAQs

Need more information? Visit our landlord insurance FAQs section and get the answers that you need to look after your let property.

Learn more

Easy to deal with and competitive insurance; great! Use HomeProtect for home and landlord insurance, no issues with either.
18 Feb 2017

Mrs Coulam, Grimsby

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