Landlords Insurance

Invest in a policy that is tailored to your landlord status for complete confidence that you are covered

We make getting let property insurance easy

We know your rental property is an investment worth protecting, so insure your residential let with a trusted provider. No matter whether you are a live-in landlord or an ‘accidental landlord’, we can offer a competitive quote online. HomeProtect is the perfect solution for residential landlords.

Why do I need landlord buildings insurance?

Ordinary house insurance isn’t equipped to cover you. That’s why choosing a policy that is tailored to your landlord status is so important – it’s designed to protect you, your property and tenants against the unique circumstances and risks involved when renting.

It is your responsibility as landlord to protect and maintain the building and its fixtures and fittings. Take out a contents insurance policy to cover any furniture or appliances in a furnished letting too.

Landlord And Letting Property Infographic

Facts and Figures: UK Landlords & Let Properties

There are now 5.3 million UK households who rent privately! So who is renting in the UK? Find out more in our infographic.

View our infographic

What does landlord insurance cover?

Landlord buildings insurance

Buildings insurance covers your home against losses from risks like fire, storm and flood. Buildings insurance covers not only the main building but also things such as interior decorations, fixtures and fittings, outbuildings, fences, etc. within the boundary of the property.

Landlord contents insurance

Contents insurance covers your household goods within the property, as well as non-permanent fittings such as carpets and curtains. Note that this doesn’t provide cover for your tenant’s belongings, they will need to purchase their own contents insurance.

Landlord home insurance key points

  • Tenants are responsible for sourcing their own contents insurance (you will only need this if you are letting a furnished property).
  • You should use a legitimate tenancy deposit protection scheme to ensure that tenants receive their money back, if the property is in good condition.
  • Legal expenses cover can be very useful support for contract disputes, tax protection and debt recovery.

HomeProtect Landlord Insurance

  • All types of let properties covered with our landlord home insurance
  • Public liability up to £5 million
  • No Claims Discount of up to 30%
  • Cover available if property is empty between tenants

Upgrade your cover with these options:

Landlords Rent Guarantee

Protection against failed rent payments and help to evict non-paying tenants up to a maximum of £2,500 per month.

Landlords Legal Expenses cover

24/7 help to pursue or defend legal action for property damage, nuisance and trespass, repossession and recovery of rent arrears. Up to £100,000 per period of insurance.

Landlords Home Emergency cover

Cover for call out charges, labour, parts and materials as well as emergency alternative accommodation for your tenants if the property becomes unsafe or uninhabitable.

Landlords Lost Key cover

Up to £1,500 cover for locksmith’s charges, new locks & keys, car hire and onward transport costs following the loss of your own keys.

Defaqto 5 Star landlord insurance
Advantages And Disadvantages Of Letting To Students

Advantages And Disadvantages Of Letting To Students

Read more
Buy-To-Let Insurance

Buy-To-Let Insurance

Read more
Finding Your Ideal Tenant

Finding Your Ideal Tenant

Read more
How Landlords Are Taxed For Their Rental Properties

How Landlords Are Taxed For Their Rental Properties

Read more
First Time Landlord To Do Checklist

First Time Landlord To Do Checklist

Read more
Preparing Your Property For Letting

Preparing Your Property For Letting

Read more
Should You Allow Pets In Your Let?

Should You Allow Pets In Your Let?

Read more
Tenancy Agreement Dos And Don'ts

Tenancy Agreement Dos And Don'ts

Read more
Using A Letting Agency

Using A Letting Agency

Read more

What our customers say

Your questions answered

Landlord insurance

Landlord insurance FAQs

Need more information? Visit our landlord insurance FAQs section and get the answers that you need to look after your let property.

Learn more

Most other websites could learn from HomeProtect

So I have a tenant, it should be simple to find decent insurance but most websites are rubbish unless you are Mr & Mrs Standard. HomeProtect seems to have everything and was really simple.

Jonathan via Trustpilot

Prefer to talk to us?

Our friendly team can answer your questions

0330 660 1000 9am - 8pm Monday-Friday
9am - 1pm Saturday

Renewing later?

Which month does your home insurance renew?

Tell us to receive special offers from us by email at the right time.

Plus we'll enter you in a £100 voucher prize draw now!

You might be interested in…

Landlord Action Needed For Airbnb Sublets

Landlord Action Needed For Airbnb Sublets

Friday, 22 April 2016

Just as Airbnb rentals have skyrocketed, so too have the number of cases of properties being sub-let by tenants without the landlord’s permission. According to Landlord Action, cases of this nature have trebled in the past year.

Continue Reading
Top Tips For Landlords

Top Tips For Landlords

Monday, 19 October 2015

Becoming a landlord can be a profitable venture. However there are a few things one should keep in mind before becoming a landlord.

Continue Reading
Letting out your Empty Home

Letting Out Your Empty Home

Thursday, 04 September 2014

If your second home is currently unoccupied, you may be thinking about renting it out. There are a number of options open to you if this is the case, as well as a number of ways you can use your property.

Continue Reading


Get your landlord insurance quote now, it's quick online!

Get a quote