Landlord insurance cover

Quick and easy to buy online

  • £7,500 contents cover included (when building affected at the same time).
  • Rent guarantee cover available.
  • For self-managed and agency-managed properties.
  • Cover for loss of rent if house uninhabitable (terms apply).
Get a quote!

Landlords insurance

Home insurance cover for your residential rental property

Your let property is an important part of your finances, so you need to know it’s insured with a trusted provider. We’re here to help. Whether you’re a buy-to-let landlord or an accidental landlord, we can offer a competitive quote online.

If you’re a live-in landlord with a lodger living in your own home, check out our specialist insurance cover for homeowners with lodgers instead. 

buy to let landlord insurance

Insurance for buy-to-let landlords

Buy-to-let insurance covers risks that aren't included in regular home insurance, including voids between tenants.

Read more

What does landlord insurance cover?

You can also upgrade your landlord insurance policy with these options:

What our customers say

Your questions answered

Why do I need landlord insurance?

A standard home insurance policy is unlikely to be able to cover you adequately as there are a higher number of risks associated with your property. Landlord insurance is designed to take situations involving tenants into account.

I own several properties. Can I insure them all at once?

We’re pleased to be able to offer cover to all residential landlords. Our policies are based on the particularities of the individual property as well as your details, and for that reason we do not provide blanket coverage. As no two buildings are the same, customers should take out a separate policy for each letting, one which has been specified to meet the needs of the property. We also cannot insure commercial landlords.

I’m a live-in landlord. Do I need insurance for lodgers?

Letting rooms in your home without informing your insurer could invalidate your policy. This means that any claim you make may be rejected. You should therefore take out insurance for homeowners with lodgers so that your lodger is factored into your cover.

How much does landlord insurance cost?

The cost of a landlord’s insurance policy varies depending on the size, location and type of your property. The cost also varies depending on how much cover you take out, whether you opt to pay a little more to reduce your excess and whether you opt for any of the additional landlord cover options such as loss of rent cover or landlords legal expenses cover.


View More FAQs

Easy to deal with and competitive insurance; great! Use HomeProtect for home and landlord insurance, no issues with either.
18 Feb 2017

Mrs Coulam, Grimsby

Prefer to talk to us?

Our friendly team can answer your questions

0330 660 1000 9am - 8pm Monday-Friday
9am - 1pm Saturday

Renewing later?

Which month does your home insurance renew?

Tell us to receive special offers from us by email at the right time.

Plus we'll enter you in a £100 voucher prize draw now!

You might be interested in…

Landlord of the Year Award 2018

HomeProtect announces its Landlord of the Year 2018

Thursday, 03 May 2018

Elaine Kellington of Coldstream, Scotland is HomeProtect's Landlord of the Year 2018

Continue Reading


Interested in a quick landlord insurance quote online?

Get a quote