Providing you with excellent levels of insurance cover to protect your residential building
Covering you against loss and damage to your property
Our buildings insurance covers your home against losses from fire, storm, flood, vandalism, burglary, vehicle collision and subsidence.
Buildings insurance covers not only the main building but also things such as interior decorations, fixtures and fittings (e.g. carpets), garages, domestic outbuildings, drives, patios, gates, fences, walls, swimming pools and tennis courts within the boundary of the property.
HomeProtect can provide buildings insurance for homes that are classed as "hard to insure" by others, such as listed buildings, steel framed buildings or those near water. Find out more about the different property types and situations that we can cover.
Cover up to £500,000
Normally a HomeProtect buildings insurance policy provides up to £500,000 to rebuild your buildings, although more is available if your property needs it. We recommend that you check how much your property would cost to rebuild before getting a quote, avoiding the complications and disappointment of under-insurance in the event of a claim.
No claims discount available
If you haven’t made a claim for a long time, you’ll be rewarded with a less expensive premium. A HomeProtect buildings insurance policy can be reduced in price by up to 25% through a no claims discount.
Situations we can cover:
- Listed buildings insurance.
- Home insurance for large homes.
- Non-standard construction home insurance.
- Flat roof home insurance.
- Timber frame house insurance.
- Heritage home insurance.
- Solar panels insurance.
- Drainage insurance.
For a full list of what is covered and details of cover limits please refer to the HomeProtect policy booklets.