The nation’s efforts to take better care of the environment and to find more sustainable sources of energy are growing. Solar panels are becoming of more interest to many homeowners, and so are questions around solar panels insurance.

Typically, solar panels are protected under your buildings insurance, as they are defined as being a part of the fixtures and fittings for the property. At Homeprotect, your solar panels are covered if you own or are legally responsible for them and they are fixed to your home, outbuildings or a permanent outdoor structure.

If you are adding solar panels to your house you will need to assess whether the rebuild cost of your property has changed and update the sum for which you have been insured if necessary.

If you are an existing customer who is switching to a more eco-friendly energy system then please get in touch to let us know. It’s important to update your insurer so that we can continue to provide the right level of cover.

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Your Questions Answered

There is no specific restriction on type of solar panel. The important thing, from a home insurance perspective, is that the panels are fixed to your home, outbuildings or a permanent outdoor structure.

Yes, solar tiles which replace existing roof tiles are covered by Homeprotect buildings insurance policies.

Not with a Homeprotect policy!

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