Solar panels insurance

Solar panels insurance is available when you get buildings insurance through HomeProtect

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Insurance for solar panel

The nation’s efforts to take better care of the environment and to find more sustainable sources of energy are growing. Solar panels are becoming of more interest to many homeowners, and so are questions around solar panels insurance.

Are solar panels covered by home insurance?

Typically, solar panels are protected under your buildings insurance, as they are defined as being a part of the fixtures and fittings for the property. At HomeProtect, your solar panels are covered if you own or are legally responsible for them, they are attached to the property and are within the premises named in the policy schedule.

Ground-mounted solar panels are not covered. What’s more, if you are considering adding solar panels to your house you will need to assess whether the rebuild cost of your property is now more than the sum for which you have been insured.

If you are an existing customer who is considering switching to a more eco-friendly energy system then please get in touch to let us know. It’s important to update your insurer so that we can continue to provide the right level of cover.


Insurance for solar panels is made easy when you select HomeProtect

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Delve into the detail

  • What’s covered, what’s not
  • How to purchase
  • How to claim
  • What excesses will be payable

Download the cover options booklet