Converted barn home insurance

Understanding the ins and outs of insuring your barn conversion

Barn conversions can be the perfect crossover between modern homes and country living; full of character and individuality but customised with today’s mod cons. Conversions of this nature are often a project taken on by the homeowner, or a local builder, as opposed to building firms. When it comes to insuring the property, this is something that needs to be taken into account.

What does my insurer need to know to incure my converted barn?

Barn conversions are one of a kind, so it’s best that you visit a specialist insurance provider like HomeProtect to retrieve a quote. We consider the competence of the builder, the type of building materials used and the extent of conversion carried out when underwriting your policy. That’s because we recognise that your conversion is as individual as you are, and that the one-size-fits-all approach by standard insurers just won’t cut it.

There are three main types of barn which we can insure:

Box construction barns – the four walls of the building support the entire structure.
Cruck framed barns – internal timber A-frames provide structural support for both the roof and the walls.
Post and truss barns – internal timber frames support the weight of the roof by adjoining vertically with central posts.

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Costing a barn conversion

Well-designed barn conversions are amongst some of the most beautiful homes in the British countryside, but they're also rarely cheap!

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Your questions answered

If I buy a barn to be converted into a home, what insurance implications are there?

Whilst the barn is being converted to a residential property you will need to seek insurance to cover the building works. Once the property has been converted to residential use, you can then get an online quote from HomeProtect to cover your new home and your belongings.

What type of barn do you insure?

There are three main types of barn conversions in the UK: box construction barns, cruck framed barns, post and truss barns. We are able to provide insurance cover for all three. Even if your property does not fall into one of these categories, we can most likely offer you a quote for buildings and/or contents cover.

Use the online quote service to get started, or contact our Customer Services team with any questions.

How do I work out the rebuild cost of my conversion?

If your property is of non-standard construction or is a listed building, you will need to arrange for a professional chartered surveyor to make an assessment and provide an accurate rebuild cost, but you can find sme tips here about the general approach involved in costing a barn conversion.