lovely one storey barn conversion with gravel driveway

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Converted Barn Home Insurance

Quick to buy online

  • Insurance for post and trussbox construction and cruck framed barns.
  • Any age of property covered.
  • Underwritten by AXA Insurance.
Emma Myrie

Written by

Emma Myrie

Insurance Underwriting Expert

Libby Goodsearles

Reviewed by

Libby Goodsearles

Head of Marketing

Less than 1 minute

Updated: 12 Mar 2024

Barn Conversion Insurance

Barn conversions can be the perfect crossover between modern homes and country living; full of character and individuality but customised with today’s mod cons. Conversions of this nature are often a project taken on by the homeowner, or a local builder, as opposed to building firms. When it comes to insuring the property, this is something that needs to be taken into account.

What Does My Insurer Need to Know to Insure my Converted Barn?

Barn conversions are one of a kind, so it’s best that you visit a specialist insurance provider like Homeprotect to retrieve a quote. We consider the competence of the builder, the type of building materials used and the extent of conversion carried out when underwriting your policy. That’s because we recognise that your conversion is as individual as you are, and that the one-size-fits-all approach by standard insurers just won’t cut it.

There are three main types of barn which we can insure:

  • Box construction barns – the four walls of the building support the entire structure.
  • Cruck framed barns – internal timber A-frames provide structural support for both the roof and the walls.
  • Post and truss barns – internal timber frames support the weight of the roof by adjoining vertically with central posts..

If you’re looking into carrying out a barn conversion project read find our more about working out the costs of a barn conversion.

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What’s covered by buildings insurance?

Having buildings insurance means you won’t be out of pocket if you need to repair or rebuild your home if it’s been damaged or destroyed.

What we offer

Quick fix for uncontrollable leaks

Have a home emergency, such as electricity failure, faulty locks or vermin infestation? With the 24/7 Home Emergency cover, which we provide as standard, you can typically get an engineer at your home within four hours. And if you’re worried about an uncontrollable leak in your home, we aim to have an emergency plumber to you within two hours.

Extreme weather conditions may extend response time. Policy terms and claim limits apply.

5 star rated buildings cover

Our building insurance has been given the highest rating by independent financial research companies, Defaqto and Moneyfacts.

Repair guarantee

Any buildings work we undertake is guaranteed for 24 months following a claim.

Legal advice

We provide Legal Protection cover as standard, giving you access to telephone legal advice on any personal legal issue, under the laws of the UK, any European Union country, the Isle of Man, Channel Islands, Switzerland and Norway.

What isn’t included?

Damage cause gradually, or by wear and tear, or by failure to fix a known issue.

Faulty design or poor workmanship.

Damage or liability arising out of the activities of contractors.

Recommended by our customers

72% Saved money when they switched to Homeprotect*

BUILDINGS Insurance Cover Levels

Our buildings insurance is designed to protect your home against insured events such as fire, storm, flood, escape of water, theft, malicious damage, subsidence, landslip or heave.

Buildings cover

Covers the main structure of your home, including attached garages and conservatories, if you need to rebuild or repair it following an insured loss. Also covers permanent outdoor structures such as driveways, patios and boundary walls. 

£1 million

(more cover available if you need it) 

Alternative accommodation

Covers the cost of alternative accommodation for you and your pets, together with reasonable expenses (e.g. travel, food, laundry) if you can’t live in your home (or where you’ve been advised to evacuate) due to an insured loss. 

up to £75,000

Home emergency

Covers sudden, unexpected emergencies, such as uncontrollable water leaks, that require immediate corrective action to prevent or limit damage to your home, or make your home secure. Two levels of cover are available, for different types of insured loss. 

up to £500

Family legal protection

Covers legal costs following an insured loss. There must be reasonable prospects of winning and the incident must have occurred during the policy term. Two levels of cover are available, for different types of insured loss. 

up to £25,000

Trace and access

Covers the cost of detecting the source of a water or oil leak to your home or outbuildings. Includes reinstating any wall, floor, ceiling, drive, fence or path removed or damaged during the search (up to the claim limit). 

up to £10,000

Outbuildings cover

Covers rebuild or repair of your outbuildings (e.g. detached garages, greenhouses, sheds and summerhouses) that are within the boundary or a communal area you’re legally responsible for, if you need to rebuild or repair them following an insured loss. 

from £20,000

Liability cover

Covers damages and claimants’ costs and expenses for your legal liability in the event of accidental death, injury or illness to a third party, or damage to property belonging to a third party. 

up to £5 million

Accidental damage

Covers sudden, unexpected and unforeseen events around the house (e.g. spillages or breakages) that result in physical damage and which was caused by you, your guests, a third party or wild animals. Two levels of cover are available

Optional

POLICY DOCUMENTS

If you’re deciding on whether to buy home insurance with us, you can use our latest policy booklets as a guide.

Existing Customer?

Your latest policy documents are available to view and download.

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Our insurance experts are on hand if you have any questions.