Converted Barn Home Insurance
- Insurance for post and truss, box construction and cruck framed barns.
- Any age of property covered.
- Underwritten by AXA Insurance.
- Average quote time is only 10 minutes.
More information
Barn Conversion Insurance
Barn conversions can be the perfect crossover between modern homes and country living; full of character and individuality but customised with today’s mod cons. Conversions of this nature are often a project taken on by the homeowner, or a local builder, as opposed to building firms. When it comes to insuring the property, this is something that needs to be taken into account.
What Does My Insurer Need to Know to Insure my Converted Barn?
Barn conversions are one of a kind, so it’s best that you visit a specialist insurance provider like Homeprotect to retrieve a quote. We consider the competence of the builder, the type of building materials used and the extent of conversion carried out when underwriting your policy. That’s because we recognise that your conversion is as individual as you are, and that the one-size-fits-all approach by standard insurers just won’t cut it.
There are three main types of barn which we can insure:
- Box construction barns – the four walls of the building support the entire structure.
- Cruck framed barns – internal timber A-frames provide structural support for both the roof and the walls.
- Post and truss barns – internal timber frames support the weight of the roof by adjoining vertically with central posts.
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What’s covered by buildings insurance?
Having buildings insurance means you won’t be out of pocket if you need to repair or rebuild your home if it’s been damaged or destroyed.
What we offer
Emergency help when you need it most
If you have a home emergency — such as a power outage, uncontrollable leak or a broken lock — our 24/7 Home Emergency cover is included as standard.
- We aim to get an engineer to you within four hours
- For serious water leaks, we’ll try to have a plumber with you in two hours
Response times may vary during extreme weather. Policy terms and claim limits apply.
5 star rated cover
Our insurance has received the highest rating from independent financial researchers, Moneyfacts.
24-month repair guarantee
All buildings work we arrange after a claim is guaranteed for two years.
Legal support when you need it
Family Legal Protection is included as standard. You’ll have access to expert telephone legal advice on personal matters under the laws of the UK and most of Europe.
What isn’t covered?
There are some things we can’t cover, including:
Gradual damage, wear and tear, or issues you knew about but didn’t fix
Faulty design, construction, or workmanship.
Damage caused by poor maintenance or neglect
Keeping your home and belongings in good condition is essential. If damage happens because of neglect or poor maintenance, your claim may be declined, and your policy could be cancelled.
Recommended by our customers
72% Saved money when they switched to Homeprotect*
*Survey data of 1,089 buying customers from 30th October – 12th November 2024
BUILDINGS Insurance Cover Levels
Our buildings insurance is designed to protect your home against insured events such as fire, storm, flood, escape of water, theft, malicious damage, subsidence, landslip or heave.
Buildings cover
Protects the main structure of your home, including attached garages and conservatories, and permanent outdoor features such as patios, driveways and boundary walls.
up to £1 million
(more cover available if you need it)
Alternative accommodation
We’ll help cover the cost of temporary accommodation for you and your pets if you can’t stay in your home after an insured event — or if you’ve been advised to evacuate. If you stay with friends or family instead, we’ll cover your extra living costs.
up to £75,000
Home emergency
Covers sudden, unexpected emergencies — like an uncontrollable leak — that require immediate action to prevent damage or make your home secure. Two levels of cover are available, for different types of insured loss.
up to £500
Family legal protection
Covers legal costs relating to insured events. There must be a reasonable chance of success, and the event must happen during your policy term. Two levels of cover are available, for different types of insured loss.
up to £25,000
Trace and access
We’ll pay to detect the source of a water or oil leak, and cover the cost of reinstating floors, walls or paths that were disturbed in the process.
up to £10,000
Outbuildings cover
Covers detached garages, greenhouses, sheds, summerhouses and other outbuildings within your boundary or any communal area you’re legally responsible for.
from £20,000
Liability cover
Covers legal liability for accidental death, injury or illness to someone else, or damage to their property.
up to £5 million
Accidental damage
Optional cover for sudden, unexpected damage caused by you, a guest, a third party or wild animal — such as a broken window or spilt paint. Two levels of cover are available.
Optional
POLICY DOCUMENTS
If you’re deciding on whether to buy home insurance with us, you can use our latest policy booklets as a guide.
Existing Customer?
Your latest policy documents are available to view and download.
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