Our cover

CONVERTED BARN HOME INSURANCE

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Insurance for post and truss, box construction and cruck framed barns.
Any age of property covered.
Underwritten by AXA Insurance.

BARN CONVERSION INSURANCE

Barn conversions can be the perfect crossover between modern homes and country living; full of character and individuality but customised with today’s mod cons. Conversions of this nature are often a project taken on by the homeowner, or a local builder, as opposed to building firms. When it comes to insuring the property, this is something that needs to be taken into account.

WHAT DOES MY INSURER NEED TO KNOW TO INCURE MY CONVERTED BARN?

Barn conversions are one of a kind, so it’s best that you visit a specialist insurance provider like Homeprotect to retrieve a quote. We consider the competence of the builder, the type of building materials used and the extent of conversion carried out when underwriting your policy. That’s because we recognise that your conversion is as individual as you are, and that the one-size-fits-all approach by standard insurers just won’t cut it.

There are three main types of barn which we can insure:

Box construction barns – the four walls of the building support the entire structure.
Cruck framed barns – internal timber A-frames provide structural support for both the roof and the walls.
Post and truss barns – internal timber frames support the weight of the roof by adjoining vertically with central posts..

If you’re looking into carrying out a barn conversion project read find our more about working out the costs of a barn conversion.

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BUILDINGS Insurance Cover Levels

Our buildings insurance is designed to protect your home against insured events such as fire, storm, flood, escape of water, theft, malicious damage, subsidence, landslip or heave.

Buildings cover

Covers the main structure of your home if you need to rebuild or repair it.

up to £1 million

(eligibility criteria applies)

Alternative accommodation

For you and your pets, in case you can’t live at your home while it’s being repaired after an insured event.

up to £75,000

Home emergency

Covers emergencies that occur in your home like uncontrollable water leaks, electricity failure, faulty locks and vermin infestation. Two levels of cover are available.

up to £500

Family legal protection

Provides a 24/7 legal advice helpline and up to £25,000 cover for claims involving contract disputes and property damage. For a claim to be successful, there must be reasonable prospects (more than a 50% chance) of winning the legal case. Two levels of cover are available.

up to £25,000

Trace and access

Covers the cost of detecting the source of a water or oil leak and repairing any damage caused in the process.

up to £10,000

Outbuildings cover

Covers rebuild or repair of your outbuildings (such as detached garages, greenhouses, sheds and summerhouses).

from £20,000

Liability cover

Liability cover involving accidental death, bodily injury or illness or property damage that you are legally liable to pay.

up to £5 million

Accidental damage

Covers situations when unexpected accidents happen, such as spillages on the carpet, breakages around the house or drilling through hidden pipes. Two levels of cover are available.

Optional

What’s covered by buildings insurance?

Having buildings insurance means you won’t be out of pocket if you need to repair or rebuild your home if it’s been damaged or destroyed.

What we offer

Quick fix for uncontrollable leaks

Have a home emergency, such as electricity failure, faulty locks or vermin infestation? With the 24/7 Home Emergency cover, which we provide as standard, you can typically get an engineer at your home within four hours. And if you’re worried about an uncontrollable leak in your home, we aim to have an emergency plumber to you within two hours.

Extreme weather conditions may extend response time. Policy terms and claim limits apply.

5 star rated buildings cover

Our building insurance has been given the highest rating by independent financial research companies, Defaqto and Moneyfacts.

Repair guarantee

Any buildings work we undertake is guaranteed for 24 months following a claim.

Legal advice

We provide Legal Protection cover as standard, giving you access to telephone legal advice on any personal legal issue, under the laws of the UK, any European Union country, the Isle of Man, Channel Islands, Switzerland and Norway.