The Ultimate Guide to Winter Home Protection

Learn how to protect your property and avoid claims this winter
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Over 9 million UK workers have had to call in sick, take unplanned holiday or arrive late to deal with winter-related home emergencies. That’s an awful lot of frozen pipes and broken heaters to deal with. And no doubt a huge sum of cash to part with for repairs.

So do yourself (and your employer!) a favour, take steps to prepare your home now before the winter weather really kicks in.

To help you avoid the suffering of home emergencies this winter, we’ve created The Ultimate Guide to Winter Home Protection.

In our new guide, we’ll explain the cause and effect of the most common winter home emergencies. You’ll learn how to: 


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Try these energy saving tips

If you turn the thermostat down by just one degree you could save £65 a year on heating costs.

Refer to your Energy Performance Certificate (EPC) if you have one: all properties now get one when they are built, sold or let. The EPC provides details on the energy performance of your home so you can take steps to improve it. If you’re not sure how to access this information, visit the EPC Register to search for your property.

Reduce your energy costs

Most homeowners are at home after work in the evenings. To reduce energy costs while you are not at home, lower the heating temperature or set a timer for it to come on for short intervals throughout the day.

Seal cracks to reduce draughts around the house. For instance, use weather-stripping around windows and doors. You could also change to heavier-lined curtains for the winter months, which will help to keep draughts at bay too.

Discover our top energy saving tips >>


4 steps to protect your home if you're off on a long winter holiday

If you're leaving your home unoccupied for more than 30 consecutive days, make sure that you check your policy details (including any endorsements and the terms and conditions) to be sure that your home insurance cover is still in place.

  1. Turn your water supply off at the stopcock, unless the heating system is powered by a condensing boiler that requires constant pressure.
  2. If leaving the heating on to prevent pipes freezing, make sure that it is always at a minimum temperature of 15 degrees Celsius.
  3. If you are planning to simply turn the heating off while you are away then don’t forget to drain your hot water and heating system so that there is no water left in the pipes to freeze.
  4. Make sure your empty property is checked regularly. Ask a family member, friend, neighbour or key holding service to visit the house every few days.

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Upgrade your cover

Add Upgraded Home Emergency cover to your HomeProtect policy today!

Upgrade to Full Home Emergency cover and you can call our 24/7 Home Emergency line if you have an emergency situation, with no impact to your No Claims Bonus.

This upgrade also includes emergency repairs to your heating system, repairs if you have a burst pipe, your drains get blocked or you require alternative accommodation.


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