When your claim is approved, we’ll work with specialist suppliers to repair your property and get things back to normal. If you’re making a claim for your belongings, we’ll arrange to repair or replace the affected items.

Depending on what has happened, you may be able to request a cash pay out to replace or repair your building or contents instead of us carrying out the repair or replacement. We’ll let you know about this once your claim has been reviewed and we’ve agreed on the repair or replacement value.