Poor Credit History Insurance FAQs

All your questions about poor credit history insurance, answered online
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Poor credit insurance FAQs

What does Defaqto 5 Star rated mean?

Can I insure my contents in fully furnished rented accommodation?

What does the optional “Full Legal Expenses” cover?

 

What does Defaqto 5 Star rated mean?

Defaqto have awarded HomeProtect 5 Stars for home insurance, which means that we offer you a very high quality product, covering your buildings and/or contents with the best features and high cover limits compared to other insurance providers.

Defaqto is an independent financial research company. They independently rate insurance policies, with ratings ranging from 1 Star to 5 Stars. The Star Ratings are designed to help customers identify policies with the best features and optimum levels of cover.

Can I insure my contents in fully furnished rented accommodation?

Yes, we can insure the contents which you own or are legally responsible for.

What does the optional “Full Legal Expenses” cover?

The Full Legal Expenses cover offers you up to £100,000 and provides full peace of mind against a variety of circumstances including:

  • Disputes relating to ownership of the insured property.
  • Disputes relating to the sale or purchase of the insured property.
  • Disputes relating to the purchase or hire of goods or services.
  • Cases involving personal injury.
  • Employer disputes including unfair dismissal.

Please refer to the policy booklets for full information. These are available to download and view online: www.homeprotect.co.uk/policy