Poor credit history insurance FAQs

All your questions about poor credit history insurance, answered online
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What does Defaqto 5 Star rated mean?

Can I insure my contents in fully furnished rented accommodation?

What does the optional “Full Legal Expenses” cover?

 

What does Defaqto 5 Star rated mean?

Defaqto have awarded HomeProtect 5 Stars for home insurance, which means that we offer you a very high quality product, covering your buildings and/or contents with the best features and high cover limits compared to other insurance providers.

Defaqto is an independent financial research company. They independently rate insurance policies, with ratings ranging from 1 Star to 5 Stars. The Star Ratings are designed to help customers identify policies with the best features and optimum levels of cover.

Can I insure my contents in fully furnished rented accommodation?

Yes, we can insure the contents which you own or are legally responsible for.

What does the optional “Full Legal Expenses” cover?

The Full Legal Expenses cover offers you up to £100,000 and provides full peace of mind against a variety of circumstances including:

  • Disputes relating to ownership of the insured property.
  • Disputes relating to the sale or purchase of the insured property.
  • Disputes relating to the purchase or hire of goods or services.
  • Cases involving personal injury.
  • Employer disputes including unfair dismissal.

Please refer to the policy booklets for full information. These are available to download and view online: www.homeprotect.co.uk/policy



Satisfied customers

Really pleasantly surprised at the attitude of this company - couldn't have been more helpful in starting a new policy. Situation was not straightforward but the representative referred to a supervisor when in doubt and a positive response was given very quickly. Impressive! Trustpilot, 18 April 2017
HomeProtect home insurance are highly rated in the Defaqto comparison system and offer additional services in the standard premium (legal expense cover etc.) that cost so much more with other companies, I have been with HomeProtect for three years now and have always checked on price comparison sites to get a better deal but never found one. Trustpilot, 31 January 2017
I had forgotten to renew until after the last day of my last policy. Customer service was excellent when I rang on a Saturday morning. All sorted in 20 minutes. Trustpilot, 2 July 2017