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Do I need to specify all of my valuable items, such as furniture and stereo equipment?

No, the only items you need to specify on your policy for cover within your home are items worth over £1,500 each, if they are classed as “high risk” which are:

  • Antique or rare books.
  • China, glass and porcelain.
  • Clocks.
  • Coin collections.
  • Electric wheelchairs/disability scooters.
  • Gold and silver including plated articles.
  • Jewellery or watches.
  • Antique or sporting guns.
  • Medal collections.
  • Picture/paintings.
  • Ride on lawnmowers.
  • Stamp collections.

Please also specify any mobile phones, smart phones, laptops, tablets and pedal cycles over £350.

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