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What sort of things are NOT covered by my contents insurance?


  • High risk items worth more than £1,500 individually or as part of a collection.
  • Pedal cycles worth more than £350.
  • Electronic gadgets (mobile phones, smart watches, laptops, tablets) worth more than £350.

To insure any of the items shown above you must list them individually when you take out the policy. You just need to tell us the brand name, model name and cost to replace it new for each item. 

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