IVA Insurance

Having financial issues can make getting a home insurance quote difficult, time consuming and expensive. Not so with HomeProtect.
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Easy access to the cover you need, even with an IVA

IVA Insurance
  • Basic Legal Expenses cover included
  • Defaqto 5 Star home insurance
  • 24/7 Claims hotline
  • Alternative accommodation
  • New for old contents cover

Some of our customers have been forced into financial difficulties for a variety of reasons and had to reset their financial futures by setting up an Individual Voluntary Arrangement. It’s not an easy decision to take as it makes life a little trickier for the time that the IVA is in place and for some time afterwards.

It might be tempting to omit to tell insurers about an IVA in the past, but be aware that if you do this and you need to make a claim at some point, the insurer will find the IVA information because it’s available in public records and most likely refuse the claim and cancel your policy immediately. Be honest about your situation to be sure to have the protection you and your family need.

The HomeProtect policy has been rated 5 Star by Defaqto, meaning that it provides excellent levels of cover for both Buildings insurance and Contents insurance. Buying a Defaqto 5 Star policy lets you take it easy, knowing that if anything happens to your home or your belongings that we’ll help put things right.

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Making life easier

Unlike other insurance companies, we provide an easy and quick way to get a home insurance quote and buy the policy online. You don’t even need to speak to us, unless you want to.

Avoid a credit check, pay upfront

We offer two payment options, you can pay monthly or annually. The monthly option has a transaction fee to pay and it requires you to have a credit rating check done by the Direct Debit provider. So if you have already had financial issues to contend with, the best option to choose is to pay for the annual premium with a credit card or debit card straight away.

I'd struggled getting decent quotes before but home protect offered great insurance at a great price.

To get an online quote, you'll need to know:

  • The year that the IVA was set up
  • Rebuild cost of the property
  • Approximate year that the property was built
  • Whether the property has suffered from a flood, structural movement, subsidence and whether it has been underpinned
  • Types of locks fitted to the external doors
  • Total value of all your belongings if replaced new
  • List of your bicycles, tablets, mobile phones, laptops and other high risk or high value belongings

When you’re ready, get a quote

Satisfied customers

Was really easy to arrange cover and with additional specified items. Home emergency cover has been great. Just renewed for another year. Trustpilot
Good service online and reasonably priced. No big shocks when renewing as an existing customer which makes a change! Trustpilot
I happily renewed my house insurance with this company as it covers everything I need and the price remained good on renewal unlike other companies who increase the premium after the first year. Trustpilot