What is high value home insurance?
Typically, a large house is defined as a home with 6 bedrooms or more. By their very nature large houses often have more contents and so high value home insurance is designed to cover properties of a higher net worth than the average UK household.
How much should I insure my home for?
Each property is different. Use the ABI rebuild calculator for free online to work out the rebuild cost of your house (this is not its market value). For a large house you might prefer to use a professional surveyor to provide an estimate of the rebuild cost. When it comes to contents insurance, you should include every item in the home by going from room to room, including electronics, clothing, kitchen appliances, etc.
What changes do I need to tell my insurer about?
You must inform your insurance provider of changes to your home such as letting a room to lodgers, making structural renovations, installing a burglar alarm or door locks, leaving the house empty for more than 30 consecutive days.
Was impressed with the online process of filling out the forms as was asked questions, particularly about adding sufficient cover for jewellry cover which none of my other insurance companies asked so feel more confident that I am sufficiently covered and all at a good price! Trustpilot, 1 September 2017
I would highly recommend this insurance company to anyone look for superb customer service - each person I have spoken to has been highly efficient & courteous. I was guided each step of the way when I needed to change some of our policy - nothing was too much trouble. Trustpilot, 25 February 2017
Good value quote for a large Victorian semi - other sites wouldn't insure above 5 or 6 bedrooms but this one did. Trustpilot, 16 January 2017