DIY insurance

Even if you’re just making some quick DIY fixes, you should tell your insurer, as you may benefit from added Accidental Damage cover. For properties under renovation, insurance is essential, particularly if it involves structural changes.
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DIY home insurance

DIY can seem like the ideal solution to your small repair job. However, homeowners that make changes to their property without following expert advice can soon find themselves struggling with much larger issues. If you have a go at fixing a leaky tap and end up causing damage to the pipe and flooding your kitchen, then you’ll soon be wishing that you had DIY insurance in place.

Accidental Damage cover

In most cases, a HomeProtect policy will include a basic level of Accidental Damage cover. Accidental Damage covers some electrical items in your home, like your TV, as well as windows, sanitary fittings and ceramic hobs. This could be all you need for small DIY repair jobs.

However, if you are making larger changes and structural changes to your property then you will need renovation insurance for homeowners. Accidental Damage cover is not available while renovations are being conducted.

If you are considering renovations, get in touch and we can discuss modifying your cover to take insurance for building work into account.


Planning some DIY? Get insurance for house repairs and maintenance

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It was a totally hassle free experience and over £200 cheaper than my previous insurer's new quote for exactly the same cover. Thursday, 23 March 2017

Delve into the detail

  • What's covered, what's not.
  • How to purchase.
  • How to claim.
  • What excesses are payable.

Review the Policy Booklet



Satisfied customers

Member of staff was helpful and understood my need to insure a vacant property undergoing renovation. Good insurance for a good price. Review Centre, 11 July 2017
The team member I spoke to was very thorough regarding my home improvement plans. He gave me reasonable advice about what policy I would need, and was honest about what I didn't need at this stage. He ensured I knew what conditions I would need to meet to ensure the policy remained valid regarding which contractors I chose. Thankfully I haven't needed to make a claim, so don't know what the team would be like in that case. Trustpilot, 21 August 2017
HomeProtect home insurance are highly rated in the Defaqto comparison system and offer additional services in the standard premium (legal expense cover etc.) that cost so much more with other companies, I have been with HomeProtect for three years now and have always checked on price comparison sites to get a better deal but never found one. Trustpilot, 31 January 2017