How to qualify for the offer
Get A Quote
Purchase Online Within 45 Days
Receive Your Cashback
PROTECT YOUR HOME WITH HOMEPROTECT
AND CLAIM UP TO £60 CASHBACK TOO!
The cashback is calculated based on the type of cover:
- Get £60 for Buildings and Contents cover OR
- OR get £30 for Buildings only cover
- OR get £10 for Contents only cover
The maximum cashback available is £60 if you buy a Buildings and Contents policy.
HOMEPROTECT IS A SPECIALIST HOME INSURER, WE COVER:
- Unoccupied homes
- Homes with high value items such as antiques and art
- Homes also used as businesses such as Airbnb properties, childminders and many more business types
- Listed properties
- Homes made of non-standard materials
- And many more!
*CASHBACK TERMS AND CONDITIONS
PLEASE READ BEFORE YOU BUY
Please read the instructions below very carefully – we want to ensure your purchase qualifies for the cashback offer.
TERMS AND CONDITIONS
In order to qualify for cashback you must:
- Click through to the Homeprotect website from the TopCashback link
- Create a new online quote by clicking the link “Get a quote” above
- Complete your purchase of this quote online within 45 days – you must purchase online and not over the phone.
- Please note Homeprotect will be unable to accept cash back claims made after 8 weeks after the transaction date. Should you wish to query cashback please email [email protected]
DISCLAIMER
IMPORTANT: If the quote has been generated via another website, such as a comparison site, the sale will not be attributed to TopCashback and you will NOT receive the cashback.
If you have any doubts about whether your cashback is tracking correctly and meets the terms and conditions of the offer then please do not hesitate to contact us BEFORE YOU BUY by emailing the Homeprotect marketing team, referencing “TopCashback” and providing your name, postcode and the quote reference or policy reference number. We will confirm whether your chosen quote is eligible for cashback.
AVAILABILITY
Cashback via Topcashback is only available to new customers and your policy must be live for at least 90 days in order to qualify for cashback.
Cashback is only available online sales made over the telephone do not qualify. Please ensure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window – without this tracking enabled we cannot track your purchase and no cashback will be paid. For more information please visit the information page on TopCashback.
After clicking through to the Homeprotect website from the TopCashback link you must generate a new online quote and complete the transaction within 45 days in order for the policy to be tracked and qualify.
Retrieved quotes generated previously (eg. through a price comparison website) are not eligible for cashback. Quotes may show as tracked in your TopCashback account but Homeprotect will check the final source of the sale during the validation stage and reserves the right to refuse payment if it didn’t complete via TopCashback.
Your policy must be live for at least 90 days in order to qualify for cashback; any cancelled policies within this period will not be eligible for cashback. No cancellation fees if you change your mind within 14 days of purchase.
PAYMENT
Only one cashback payment will be awarded per UK address in a twelve month period.
All appropriate payments due to us in respect of the relevant policy must be up to date and received by us, and any Direct Debit arrangements must be supported by a valid Direct Debit Instruction. If the cashback is sent and the policy cancelled within 12 months of inception Homeprotect has the right to deduct or charge up to the full amount of cashback, in addition to any administration fees which may apply.
If you pay by monthly instalments and in the event that the cashback payment exceeds any refund due then Homeprotect reserves the right to seek payment from you to cover the cost of the cashback.
Your cashback will NOT be paid if:
- The policy has been cancelled prior to payment having been made.
- A quote is generated via TopCashback but you telephone us to complete the sale.
- If the purchase was not tracked fully through TopCashback links.
- The quote has been generated via another site such as a price comparison site or direct via Homeprotect.co.uk or via any other site or advertisement, as the sale will not be attributed to TopCashback.
Equally if you get a quote via the TopCashback link but then purchase using a price comparison site, you will not receive cashback.
Homeprotect will be unable to accept cash back claims made after 8 weeks after the transaction date. Please keep your quote reference in case you need to raise a cashback claim but note that it will have to be within 8 weeks of purchasing.
This offer is not available to be used in conjunction with any other offer and this offer may be withdrawn at anytime.
Fraudulent Transactions: Homeprotect reserve the right to cancel policies and withdraw cashback should there be a basis for suspicion of fraud or suspect the terms of the offer are being abused.
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buildings & Contents Insurance Cover Levels
Our home insurance is designed to protect your home against insured events such as fire, storm, flood, escape of water, theft, malicious damage, subsidence, landslip or heave.
Buildings cover
Protects the main structure of your home, including attached garages and conservatories, and permanent outdoor features such as patios, driveways and boundary walls.
up to £1 million
(more cover available if you need it)
Contents cover
Protects your household contents — including furniture, clothing, appliances, gadgets and valuables — against events like fire, flood and theft. Cover is provided on a new for old basis.
from £25,000
Alternative accommodation
We’ll help cover the cost of temporary accommodation for you and your pets if your home becomes uninhabitable due to an insured event. If you stay with friends or family instead, we’ll cover your extra living costs.
up to £75,000 (Buildings)
up to £10,000 (Contents)
Home emergency
Covers sudden, unexpected emergencies — like an uncontrollable leak — that require immediate action to prevent damage or make your home secure. Two levels of cover are available, for different types of insured loss.
up to £500
Family legal protection
Covers legal costs for certain insured events. There must be a reasonable chance of success, and the incident must happen during your policy term. Two levels of cover are available, for different types of insured loss.
up to £25,000
Trace and access
We’ll pay to detect the source of a water or oil leak, and cover the cost of reinstating floors, walls or paths that were disturbed in the process.
up to £10,000
Outbuildings cover
Covers detached garages, greenhouses, sheds, summerhouses and other outbuildings within your boundary or any communal area you’re legally responsible for.
from £20,000
Liability cover
Covers your legal liability for accidental death, injury or illness to someone else, or damage to their property.
up to £5 million
Personal possessions
Covers items you wear, carry or use outside the home (e.g. clothing, bags and sports equipment).
Optional
Gadgets, bikes and valuables away from the home
Optional cover for mobile phones, laptops, tablets, watches, jewellery, hearing aids and other high-risk items you take out of your home.
Optional
Accidental damage
Optional cover for unexpected mishaps around the home — such as breakages, spillages or damage caused by you, your guests or wild animals. Two levels of cover are available.
Optional
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What’s covered by BUILDINGS & contents insurance?
Our home insurance covers insured events like:
- Fire and smoke
- Flood and storm
- Theft and attempted theft
- Escape of water or oil
- Malicious damage
- Subsidence, landslip, and heave
- Falling trees or branches
- Vehicle collisions or damage caused by emergency services
This includes the structure of your main home, outbuildings (such as summer houses and sheds), and permanent outdoor features like patios, driveways, paths and boundary walls. Your contents are also protected, including furniture, electronics, clothing and kitchenware — even those stored in garages, sheds or other outbuildings.
What we offer
Emergency help when you need it most
If you have a home emergency — such as a power outage, uncontrollable leak or a broken lock — our 24/7 Home Emergency cover is included as standard.
- We aim to get an engineer to you within four hours
- For serious water leaks, we’ll try to have a plumber with you in two hours
Response times may vary during extreme weather. Policy terms and claim limits apply.
5 star rated cover
Our insurance has received the highest rating from independent financial researchers, Moneyfacts.
Repair guarantee
We guarantee any buildings work we arrange after a claim for two years. Contents repairs are guaranteed for one year.
New for old
Where we replace a damaged or stolen item, we’ll do our best to match the original — on a ‘new for old’ basis. If that’s not possible, we’ll offer a suitable alternative or a full cash settlement.
Legal support when you need it
Family Legal Protection is included as standard. You’ll have access to expert telephone legal advice on personal matters under the laws of the UK and most of Europe.
What isn’t covered?
There are some things we can’t cover, including:
Gradual damage, wear and tear, or issues you knew about but didn’t fix
Faulty design, construction, or workmanship.
Damage caused by poor maintenance or neglect
Items you don’t own or aren’t legally responsible for
Items stolen from unoccupied vehicles
Damage caused by pets.
Mechanical or electrical breakdown
Keeping your home and belongings in good condition is essential. If damage happens because of neglect or poor maintenance, your claim may be declined, and your policy could be cancelled.
New Customer?
If you’re deciding on whether to buy home insurance with us, you can use our latest policy booklets as a guide.
Existing Customer?
Find answers to some of your questions here. Your latest policy documents are also available to view and download.
Prefer to SPEAK WITH us?
Our insurance experts are on hand if you have any questions.