UP TO £50 CASHBACK
WITH YOUR LANDLORD INSURANCE

HOME INSURANCE FOR LANDLORDS MADE EASY

AND YOU CAN CLAIM UP TO £50 CASHBACK

  The cashback is calculated based on the type of cover:

• Get £50 for Buildings and Contents cover OR
• OR get £40 for Buildings only cover
• OR get £10 for Contents only cover

The maximum cashback available is £50 if you buy a Buildings and Contents policy.

Other benefits for Landlords:

• Landlords taking out landlord buildings insurance will receive, as standard, up to £7,500 of Contents cover as standard for damage which affects the property at the same time.
• Landlords Buildings insurance: Cover your property and fixtures and fittings against losses from fire, storm, flood, vandalism, burglary and subsidence. Add Landlords Contents insurance to cover your household possessions.
• Landlords Legal Expenses cover: Our specialist legal team are on hand 24/7, and you’ll get cover for legal expenses of up to £50,000 per period of insurance.
• Landlords Home Emergency cover: Cover for call out charges, labour, parts and materials as well as alternative accommodation for your tenants.

Please note, standard policy terms can be adjusted by our underwriters to fit your circumstances.

*CASHBACK TERMS AND CONDITIONS

PLEASE READ BEFORE YOU BUY

Please read the instructions below very carefully – we want to ensure your purchase qualifies for the cashback offer.

TERMS AND CONDITIONS

In order to qualify for cashback you must:

1. Click through to the Homeprotect website from the TopCashback link
2. Create a new online quote by clicking the link “Get a quote” above
3. Complete your purchase of this quote online within 45 days – you must purchase online and not over the phone.
4. Please note Homeprotect will be unable to accept cash back claims made after 8 weeks after the transaction date. Should you wish to query cashback please email [email protected] 

DISCLAIMER

IMPORTANT: If the quote has been generated via another website, such as a comparison site, the sale will not be attributed to TopCashback and you will NOT receive the cashback.

If you have any doubts about whether your cashback is tracking correctly and meets the terms and conditions of the offer then please do not hesitate to contact us BEFORE YOU BUY by emailing the Homeprotect marketing team, referencing “TopCashback” and providing your name, postcode and the quote reference or policy reference number. We will confirm whether your chosen quote is eligible for cashback.

AVAILABILITY

Cashback via Topcashback is only available to new customers and your policy must be live for at least 30 days in order to qualify for cashback. 

Cashback is only available online sales made over the telephone do not qualify. Please ensure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window – without this tracking enabled we cannot track your purchase and no cashback will be paid. For more information please visit the information page on TopCashback.

After clicking through to the Homeprotect website from the TopCashback link you must generate a new online quote and complete the transaction within 45 days.

Retrieved quotes generated previously (eg. through a price comparison website) are not eligible for cashback. Quotes may show as tracked in your TopCashback account but Homeprotect will check the final source of the sale during the validation stage and reserves the right to refuse payment if it didn’t complete via TopCashback.

Your policy must be live for at least 30 days in order to qualify for cashback; any cancelled policies within this period will not be eligible for cashback. No cancellation fees if you change your mind within 14 days of purchase.

PAYMENT

Only one cashback payment will be awarded per UK address in a twelve month period.

All appropriate payments due to us in respect of the relevant policy must be up to date and received by us, and any Direct Debit arrangements must be supported by a valid Direct Debit Instruction. If the cashback is sent and the policy cancelled within 12 months of inception Homeprotect has the right to deduct or charge up to the full amount of cashback, in addition to any administration fees which may apply.

If you pay by monthly instalments and in the event that the cashback payment exceeds any refund due then Homeprotect reserves the right to seek payment from you to cover the cost of the cashback.

Your cashback will NOT be paid if:

• The policy has been cancelled prior to payment having been made.
• A quote is generated via TopCashback but you telephone us to complete the sale.
• If the purchase was not tracked fully through TopCashback links.
• The quote has been generated via another site such as a price comparison site or direct via Homeprotect.co.uk or via any other site or advertisement, as the sale will not be attributed to TopCashback.

Equally if you get a quote via the TopCashback link but then purchase using a price comparison site, you will not receive cashback.

Homeprotect will be unable to accept cash back claims made after 120 days after the transaction date. Please keep your quote reference in case you need to raise a cashback claim but note that it will have to be within 120 days of purchasing.

This offer is not available to be used in conjunction with any other offer and this offer may be withdrawn at anytime.

Fraudulent Transactions: Homeprotect reserve the right to cancel policies and withdraw cashback should there be a basis for suspicion of fraud or suspect the terms of the offer are being abused.

Landlord Insurance Cover Levels

Our landlord insurance is designed to protect your property against insured events such as fire, storm, flood, escape of water, theft, malicious damage, subsidence, landslip or heave.

What’s covered by landlords home insurance?

Landlords insurance provides financial protection if you need to repair the property you let or replace your belongings after they’ve been stolen, damaged or destroyed.

It comes in two parts: buildings insurance (cover against damage to the property itself) and contents insurance (for damaged or stolen items within the home). These can be combined or bought separately, so the first step is deciding which option is better for you.

What we offer

What isn’t covered?

There are some things we can’t cover, including: 

Keeping your home and belongings in good condition is essential. If damage happens because of neglect or poor maintenance, your claim may be declined, and your policy could be cancelled. 

Deliberate or illegal acts by tenants 

If damage is caused deliberately or illegally by tenants (e.g. theft or malicious damage), we’ll cover up to £5,000 per claim — but only if the following conditions are met: 

Tenancy Agreement 

• A valid Tenancy Agreement must be in place for all tenants. 

Regular inspections 

• The property (inside and out) must be inspected at least once every 3 months, or as often as allowed in the agreement. 
• A written inspection log must be kept for 24 months and reviewed every 6 months. 

Tenant checks before letting

• At least one rent payment must be received from the tenant’s verified bank account. 
• A copy of formal photo ID (passport or driving licence) must be kept for each tenant. 
• Credit references must be obtained from a licensed agency (with permission to share if you claim). 

No subletting 

• Subletting is not allowed. If discovered, you must act to remove sub-tenants as soon as possible. 

Not covered: 

• Damage from lets under 90 days unless the let is licensed and meets legal standards 
• Damage if the property is unoccupied 
• Any amount you could legally recover from tenants, whether collected or not