Tuesday, 22 January 2013
Types of listing for listed buildings
If your property was built before the 1700s, and looks anything like it did when it was built, there is a very good chance that it is listed. Most properties in good condition built between 1700 and 1840 are also listed. As time progresses, the listing criteria becomes more stringent; this means that any listed buildings erected after 1945 has to be particularly special to get its status. No matter what type of listed property you have, it is essential that you protect it with listed property insurance.
Age before beauty
The older your property is, the more likely it is to be granted listed status, but listing also helps identify special architectural features. The primary purpose of listing is to protect our national heritage, and prevent the loss of buildings through urban or industrial expansion. Usually, a building will need to be at least thirty years old before it can be eligible to be made listed. No matter how old your listed home is, you should make sure it is covered by listed building insurance.
There are three grades of listed building in England: Grade I, Grade II* and Grade II. Grade II listed buildings are the most common type of listing. They are regarded as being "nationally important and of special interest". Grade II* buildings are much less common, and regarded as being "of more than special interest". Only five point five percent of the country's listed buildings are Grade II*. Grade I listed buildings are at the top of the pile, being of "exceptional interest". They are sometimes regarded as being internationally important and only comprise two point five percent of the listed buildings in the country.
Effect of listing
Being listed doesn't mean that a property can't be changed, as it is not a preservation order. A listing is made to help identify the historic or architectural merit of a property. It does mean that listing consent must be applied for before any changes are made, just in case the proposed changes might impact upon what makes the building special. If you are planning to renovate your listed home, then listed house insurance is even more important.
It is of the utmost importance that additional care is taken when planning and undertaking work on a listed building. Historic buildings may be harder to renovate than newer properties, owing to the special skills or materials that might be required in construction. Whenever you are planning renovations, you should always contact your listed building insurance provider to make certain the work does not invalidate your cover. Find ut more about listed property renovation insurance.
HomeProtect's listed building insurance
With HomeProtect you can obtain a competitive online quote for listed building insurance whether your listed building is Grade II, II* or I. At HomeProtect we believe our heritage should be protected, so we'll do everything in our power to offer listed property insurance wherever it's required.