Engagement Ring Insurance

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Engagement Ring Insurance

They say that ignorance is bliss, and when it comes to your engagement ring having peace of mind that it is protected is priceless. After all, we know that it’s more than just a ring.

Thanks to the jewellers De Beers, the myth persists that you ought to spend at least one month’s salary on an engagement ring. This can be a significant amount.

Get your ring valued

While your partner might prefer to keep the amount that they spent on the ring secret, it’s important to know the value of your engagement ring. Many jewellers can provide you with a written quote, and this will help your insurance provider to cover the ring.

If you are changing insurers or were engaged many years ago, getting a new valuation is a good idea because the value of gold, silver and precious stones could have changed. Your ring may or may not be worth much more than when it was originally purchased.

Specify your engagement ring

It’s important to state the proper value of your ring since most insurance policies have limits on the amount you can claim for a single item. You don’t want to be left out of pocket because your engagement ring exceeds the claim limit, which is why you should specify it on your policy.


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